Most people don’t really think there is any difference is using your debit or credit card, other than one requires a signature and the other a PIN. Be warned: there could be significant differences in protections if you are the victim of fraud. Debit Card Using a PIN: Federal law generally limits consumer liability in [...]
Entries Tagged as 'fraud'
More Protected Using a Debit or Credit Card?
January 27th, 2010 · 4 Comments · Banking, Credit Cards
Tags: Credit Cards·Debit Cards·Fair Credit Billing Act·Fees·fraud·liability·Mastercard·PIN·signature·transaction networks·Visa
My Equifax Credit Report has Disappeared
September 9th, 2009 · 5 Comments · Credit Bureaus and Scores, Credit Repair, Credit Reports
Q.I have totally disappeared from Equifax and have no report from them, I do not know why this has happened. I discovered this while trying to get a VA mortgage from a loan officer who also could not find it. My Experian report has me at a 640 and TransUnion only has me at a [...]
Tags: credit information·credit report·Credit Scores·Equifax·Experian·fraud·Inquiries·Social Secuirty Number·split file
Debit or Credit Cards – Which is Better?
August 17th, 2009 · 6 Comments · Credit Cards
When we say debit in this article, we mean don’t just mean ATM cards, but any card which is tied to your checking or savings account. This includes debit cards which can be used like credit cards. I’ve always personally thought that credit cards are better than debit cards. Here are some reasons why: Bounced [...]
Tags: Blocking·Credit Cards·Debit Cards·fraud·insufficient funds·Overdraft·protections·rewards programs·transactions
