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	<title>Creditinfocenter Blog &#187; HAMP</title>
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	<description>For the Up To Date News</description>
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		<title>Raise Your Hand if You Received an Unsolicted Mortgage Restructuring Offer</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/07/30/raise-your-hand-if-you-received-an-unsolicted-mortgage-restructuring-offer/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/07/30/raise-your-hand-if-you-received-an-unsolicted-mortgage-restructuring-offer/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 13:00:56 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan representitives]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgage restructuring]]></category>
		<category><![CDATA[unsolicited offers]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=9301</guid>
		<description><![CDATA[Since I live in the Phoenix AZ area, I have lots of friends who have applied for mortgage modifications (a.k.a. loan restructuring). Due to the apparent backlog at the banks, I&#8217;ve had an unfortunate ringside seat at the miserable sagas of friends who are desperate to do the right thing and pay off their home [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Benefits of the New Home Affordable Foreclosure Alternatives Program (HAFA)</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/03/01/benefits-new-home-affordable-foreclosure-alternatives-program-hafa/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/03/01/benefits-new-home-affordable-foreclosure-alternatives-program-hafa/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 15:00:19 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[deed-in-lieu of foreclosure]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Home affordable forclosure alternatives]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=7241</guid>
		<description><![CDATA[Yes, another government program to help struggling homeowners, this one designed for those who cannot be successfully assisted by the Home Affordable Modification Program (HAMP). Under the Home Affordable Foreclosure Alternatives program ( HAFA), a borrower may be able to avoid foreclosure by completing a short sale or a deed-in-lieu of foreclosure (DIL). Although the outcome is still [...]]]></description>
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		<title>A Good Forclosure Defense: Home Affordable Modification Program (HAMP)</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/28/a-good-forclosure-defense-home-affordable-modification-program-hamp/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/28/a-good-forclosure-defense-home-affordable-modification-program-hamp/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 12:00:48 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure procedure]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage servicer]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4122</guid>
		<description><![CDATA[Many people are facing foreclosure today. If you are one of them, you may be able to delay the process or halt it all together without stepping a foot into court. As part of the &#8220;Making Homes Affordable&#8221; program, a.k.a Home Affordable Modification Program (HAMP), mortgage servicers are required to review the eligibility of any [...]]]></description>
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