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	<title>Creditinfocenter Blog &#187; home loans</title>
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		<title>Obama Proposes Mandatory Refinancing for Underwater Home Loans</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/02/01/obama-proposes-mandatory-refinancing-for-underwater-home-loans/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/02/01/obama-proposes-mandatory-refinancing-for-underwater-home-loans/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 15:42:29 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Home Affordable Refinancing Program]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[underwater]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13233</guid>
		<description><![CDATA[Outlined in this new program is a requirement that home loans must be refinanced if the homeowners owe more than 140 percent of the value of their home.]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2012/02/01/obama-proposes-mandatory-refinancing-for-underwater-home-loans/feed/</wfw:commentRss>
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		<title>Senators Sign Letter Criticizing Rules Designed to Circumvent Dodd-Frank</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/05/31/senators-sign-letter-criticizing-rules-designed-to-circumvent-dodd-frank/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/05/31/senators-sign-letter-criticizing-rules-designed-to-circumvent-dodd-frank/#comments</comments>
		<pubDate>Tue, 31 May 2011 14:00:34 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Dodd-Frank]]></category>
		<category><![CDATA[Dodd-Frank Wall Street Reform and Consumer Protection Act]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Housing and Urban Development Department]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Underwriting]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12299</guid>
		<description><![CDATA[Senators are concerned regulators want to enact rules circumventing good intentions of Dodd-Frank, making it even tougher for credit-worthy consumers to receive approval for home loans.]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Test Your Credit Score Savvy</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/09/07/test-your-credit-score-savvy/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/09/07/test-your-credit-score-savvy/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 18:55:01 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Car Loans]]></category>
		<category><![CDATA[Consumerist]]></category>
		<category><![CDATA[Credit Reporting Agencies]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Washington Post]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=9758</guid>
		<description><![CDATA[Though it is the most important factor considered in the loan approval process, credit scores are widely misunderstood. Here's your chance to test your own credit score savvy.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>High Credit Score a Necessity for Best Interest Rates</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/01/12/high-credit-score-a-necessity-for-best-interest-rates/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/01/12/high-credit-score-a-necessity-for-best-interest-rates/#comments</comments>
		<pubDate>Mon, 12 Jan 2009 14:17:20 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[new home loans]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/2009/01/12/high-credit-score-a-necessity-for-best-interest-rates/</guid>
		<description><![CDATA[Interest rates may be at their lowest levels in years, but qualifying for those primo rates is, unfortunately, also more difficult than it has been in years. According to many mortgage brokers, lending institutions are generally reluctant to provide the most favorable rates to all but the most bulletproof of borrowers&#8211; fallout from the subprime [...]]]></description>
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