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	<title>Creditinfocenter Blog &#187; homeowners</title>
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		<title>Obama Proposes Mandatory Refinancing for Underwater Home Loans</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/02/01/obama-proposes-mandatory-refinancing-for-underwater-home-loans/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/02/01/obama-proposes-mandatory-refinancing-for-underwater-home-loans/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 15:42:29 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Home Affordable Refinancing Program]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[homeowners]]></category>
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		<category><![CDATA[Obama]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[underwater]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13233</guid>
		<description><![CDATA[Outlined in this new program is a requirement that home loans must be refinanced if the homeowners owe more than 140 percent of the value of their home.]]></description>
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		<title>Big Banks Getting Off Easy In Settlement on Illegal Foreclosures?</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/01/26/big-banks-getting-off-easy-in-settlement-on-illegal-foreclosures/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/01/26/big-banks-getting-off-easy-in-settlement-on-illegal-foreclosures/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 16:01:30 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Citi]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[Settlement]]></category>
		<category><![CDATA[U.S.]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13213</guid>
		<description><![CDATA[Though proponents to the settlement characterize it as little more than a slap on the wrist, big banks could soon be required to shell out some cash to homeowners affected by deceptive lending and foreclosing practices.]]></description>
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		<title>Largest U.S. Metro Areas See Decline in Foreclosure Activity?</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/07/28/largest-u-s-metro-areas-see-decline-in-foreclosure-activity/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/07/28/largest-u-s-metro-areas-see-decline-in-foreclosure-activity/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 15:11:10 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Default]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure rates]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[homeowners]]></category>
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		<category><![CDATA[RealtyTrac]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[repossessions]]></category>
		<category><![CDATA[unemployement]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12541</guid>
		<description><![CDATA[According to a report issued yesterday by RealtyTrac Inc., in the first half of 2011 foreclosure rates fell in 84 percent of metropolitan areas with a population of at least 200,000 people.]]></description>
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		<title>New Law Gives Unemployed Homeowners 12 Months Before Foreclosure</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/07/08/new-law-gives-unemployed-homeowners-12-months-before-foreclosure/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/07/08/new-law-gives-unemployed-homeowners-12-months-before-foreclosure/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 15:02:02 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[forbearance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[unemployed]]></category>

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		<description><![CDATA[Instead of the current 4-month cut-off, a new forbearance extension program gives unemployed homeowners 12 months before foreclosure. ]]></description>
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