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Entries Tagged as 'housing market'

How Do Short Sales, Loan Modifications and Foreclosures Impact Your Credit Score?

September 10th, 2009 · 3 Comments · Credit Bureaus and Scores, Mortgages, Real Estate

I attended a class at my real estate brokerage last week dealing with short sales and other types of “distressed” properties. With the market (at least in the Phoenix area) now comprised of over half short sales and/or bank-owned properties, it is imperative for real estate professionals to be well trained and knowledgeable in order [...]

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First-Time Homebuyer? The Time to Buy is Now!

September 2nd, 2009 · 2 Comments · Mortgages, Real Estate

If you have been following the media circus over the past year or so and in particular, the onslaught of news reports regarding the housing market, it is understandable to be very wary about listening to a real estate agent stating that it is “time to buy”. But the signs are there, and it isn’t [...]

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Details on the Proposed $15,000 Home Buyer Tax Credit

February 16th, 2009 · No Comments · Consumer Debt, Mortgages, Real Estate

Potential home buyers all around the country, myself included, are waiting anxiously for the political pundits in Washington to enact something that will breathe some life into the housing market. No question there probably isn’t a single action that is going to miraculously lift us out of “housing market hell”, but something has got to [...]

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Rates Rally to Record Lows: Is it Time to Refinance?

December 24th, 2008 · 1 Comment · Banking, Mortgages, Real Estate

With mortgage interest rates dipping to historic lows, many homeowners may be asking this very question; should I jump on the refinance bandwagon now?  The answer will naturally be contingent on a number of factors, first and foremost your ability to qualify considering tightened lending standards, along with the equity (or lack thereof) available in [...]

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