Q. I closed some credit card accounts because they were high and I have been paying them on time. By closing them, it actually hurt my credit score! Should I reopen them even if I don’t use them it it will increase my credit score?
Entries Tagged as 'Inquiries'
Closed Credit Card Accounts and My Score Went Down?
October 12th, 2010 · No Comments · Credit Bureaus and Scores, Credit Cards
Tags: Credit Cards·Credit History·Credit Score·credit scores up or down·high interest rate·Inquiries·installment tradeline·Late Pays·low interest rate credit cards
Top 5 Tips for Credit Card Health
June 3rd, 2010 · 1 Comment · Credit Cards
Whether you want to protect good credit or rebuild bad credit, you can benefit from these top 5 ways to give your credit card health a boost. 1) Check your own credit. Getting approved for credit cards (and any form of credit) depends on a healthy credit history. That means keeping close watch on your [...]
Tags: Credit Cards·deceptive free credit report ads·FICO score·Good Credit·Inquiries·MSN Money·rebuild credit·secured credit cards
My Equifax Credit Report has Disappeared
September 9th, 2009 · 5 Comments · Credit Bureaus and Scores, Credit Repair, Credit Reports
Q.I have totally disappeared from Equifax and have no report from them, I do not know why this has happened. I discovered this while trying to get a VA mortgage from a loan officer who also could not find it. My Experian report has me at a 640 and TransUnion only has me at a [...]
Tags: credit information·credit report·Credit Scores·Equifax·Experian·fraud·Inquiries·Social Secuirty Number·split file
10 Ways Banks Take Your Money
July 8th, 2009 · No Comments · Banking
Late fees, loan-origination fees, over-the-limit and overdraft charges helped generate 53% of banking-industry income in 2008, according to Bob Hammer, chief executive of bank-card advisory firm R.K. Hamme, up from 35% of income in 1995.
Tags: Annual Fees·ATM·avoiding overdraft fees·banking fees·checking accounts·Closing Accounts·Credit card·Inquiries·maintenance fees·over the limit·Service fees·Teller
