Q. I’m doing some credit repair on my credit report in anticipation of buying a house. I noticed an account I don’t recognize on my credit report from American Express. This account is reporting me 30 days late 2 times in the last 2 years. I sent a letter to American Express and [...]
Entries Tagged as 'Investigation'
Credit Repair Investigation Requests – Send Social Security Number?
July 20th, 2009 · 3 Comments · Credit Repair, Credit Reports
Tags: american express·Credit Repair·Credit Reports·Fair Credit Reporting Act·Informatino Furnisher·Inquiry·Investigation·Social Secuirty Number
Disputing Credit Report Item Updates the Information Or Deletes It?
June 29th, 2009 · No Comments · Credit Repair
Many people new to credit repair ask the following question:
Q. If I find inaccurate info on an item that is mine will it come off permanently or will they just update/correct the info? Example – if I had a collection that is reporting a wrong date or dollar amount and I write to [...]
Tags: credit bureau·Credit Repair·credit report·credit report dispute·dispute listing·Fair Credit Reporting Act·Investigation·negative items
Citibank Admits to Stealing from its Customers
September 24th, 2008 · 1 Comment · Credit Cards
It sounds like a sensationalistic headline, right? Stealing? Isn’t that too strong a word? Nope, it happens to be the truth. Citibank was actually removing excess cash from statements, and also stealing from the recently deceased. This is a another great reason to read your statements every month. [...]
Tags: Citibank·Credit Sweep·Customers·Investigation·Settlement·Stealing·Surplus Balances
Credit Bureau Disputes: 30 or 45 Day Deadline?
September 8th, 2008 · No Comments · Credit Bureaus and Scores, Credit Reports
Back in April, I wrote about the current trend of credit bureaus to lengthen the time to investigate a dispute to 45 from 30 days as part of standard operation procedure. In that article, I maintained that this might not always be to the letter of the law, but didn’t go into much [...]
Tags: 30 day·45 day·Credit Bureau Disputes·Deadline·Fair Credit Reporting Act·FCRA·Investigation
