Q. My husband passed away 10 yrs ago. For the last 5 months, I keep getting calls about a bill from the phone company (Ma Bell) saying I owe them money for some calls to a adult phone line from 12 yrs ago. I don’t believe my husband did this and he’s been dead 10 [...]
Entries Tagged as 'junk debt buyer'
Hounded for Old Phone Debt
February 7th, 2012 · No Comments · Collection Agencies
Tags: collection agency·community property state·junk debt buyer·phone bill·Statute of limitations·zombie junk debt buyers
Never Notified of Court and Now I Have a Judgment
December 20th, 2011 · 1 Comment · I'm being sued!
Q. I was given a default judgement because I didn’t show up to court. In fact, I was never notified that I needed to do this. Supposedly a law firm was representing Discover Card for non-payment on a credit card. I am attempting to get the judgement set aside because I was never notified of [...]
Tags: default judgment·judgment granted·junk debt buyer·motion to vacate·process service·properly served
Being Sued but Want to Negotiate – Should I File an Answer to the Suit Anyway?
October 18th, 2011 · 2 Comments · I'm being sued!
Q. I was served with court papers today. I am being sued by Midland Funding. I do not dispute their claim but I couldn’t get them to negotiate a payment I could afford. I just don’t if I should file a motion or do nothing. Will they be able to garnish my wages either way? [...]
Tags: court papers·garnish wages·hiring a lawyer·I've been sued·junk debt buyer·negotiating position·Original Creditor
LVNV Sued for Not Being Licensed to Collect in Maryland – All Debts Forgiven
September 20th, 2011 · No Comments · Collection Agencies
As the result of a class-action lawsuit, some Maryland debtors are getting their debts wiped out. The lawsuit states that LVNV Funding LLC, a junk debt buyer who sometimes sues consumers to recover money, was not licensed to collect debts in the state of Maryland, and therefore not able to perform debt collection activities in [...]
Tags: Class Action Lawsuit·debts forgiven·junk debt buyer·licensed to collect·LVNV·Maryland·violate the law
