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	<title>Creditinfocenter Blog &#187; late fees</title>
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		<title>Credit Card Companies Backing Off on Fees</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/01/28/credit-card-companies-backing-off-on-fees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/01/28/credit-card-companies-backing-off-on-fees/#comments</comments>
		<pubDate>Fri, 28 Jan 2011 14:03:14 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[Credit Card Responsibility and Disclosure Act]]></category>
		<category><![CDATA[foreign transaction fees]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[MSN Money]]></category>
		<category><![CDATA[Wall Street Journal]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=11017</guid>
		<description><![CDATA[Irritated at being charged Foreign Transaction Fees? How about late fees of $30 on credit card balances less than $100? It seems that this type of fee might be going away. After the passage of the Credit Card Responsibility and Disclosure Act of 2009 passed, there was much wailing and gnashing of teeth in the [...]]]></description>
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		<title>Overdraft and Late Pay Fee Limits Take Effect in August</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/06/15/overdraft-and-late-pay-charges-limits-take-effect-in-august/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/06/15/overdraft-and-late-pay-charges-limits-take-effect-in-august/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 14:41:27 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[75 Fed. Reg. 12334]]></category>
		<category><![CDATA[Credit Card Accountability Responsibility And Disclosure Act]]></category>
		<category><![CDATA[Deterrence]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[Overdraft]]></category>
		<category><![CDATA[reasonable and proportional]]></category>
		<category><![CDATA[Safe Harbor]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=8843</guid>
		<description><![CDATA[There are many aspects to the new credit card regulations enacted under the Credit Card Accountability Responsibility And Disclosure (CCARD) Act Some went into effect last year, some spring 2010 and some will go into effect July 2010. The last changes will take effect August 22, 2010. As part of the CCARD Act, the Fed [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Capital One Sued by West Virginia Attorney General</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/01/26/capital-one-sued-by-west-virginia-attorney-general/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/01/26/capital-one-sued-by-west-virginia-attorney-general/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 15:24:13 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[I'm suing those guys!]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[Capital One]]></category>
		<category><![CDATA[charge offs]]></category>
		<category><![CDATA[Consumer Attorneys]]></category>
		<category><![CDATA[Darrell McGraw]]></category>
		<category><![CDATA[deceptive practices]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[re-aging]]></category>
		<category><![CDATA[West Virginia]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=6675</guid>
		<description><![CDATA[Boy, we sure love Capital One here at creditinfocenter.com. Like a politician who is constantly having affairs or accepting big bribes, they provide us with lots to write about. The latest? The West Virginia Attorney General, Darrell McGraw, is suing them for deceptive practices in both lending and collection practices. According to the press release [...]]]></description>
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		<slash:comments>20</slash:comments>
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		<item>
		<title>How to Get Out of Payday Loan Hell</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/10/31/how-to-get-out-of-payday-loan-hell/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/10/31/how-to-get-out-of-payday-loan-hell/#comments</comments>
		<pubDate>Fri, 31 Oct 2008 14:23:25 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[PayDay Loans]]></category>
		<category><![CDATA[Interest Fees]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[Nightmare]]></category>
		<category><![CDATA[Read Contract]]></category>
		<category><![CDATA[Student Loan]]></category>

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		<description><![CDATA[It&#8217;s bad enough getting into apayday loan in the first place. But even more fun is involved if you are unable to pay back your payday loan. Most companies keep piling up interest and late fees, making it tough to repay the loan. A reader recently wrote of her experience paying back a horrendous payday [...]]]></description>
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		<slash:comments>21</slash:comments>
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