Q. I defaulted on a credit card account 2 years ago. The debt went in to collections. Now I am looking to clean up my credit and pay off my debts. I pulled my credit report and noticed that both the charge off AND the collection are on my credit report. My questions are: Is [...]
Entries Tagged as 'legal'
Both Chargeoff and Resulting Collection Are On My Credit Report
April 27th, 2010 · 2 Comments · Credit Counselor Front Lines, Credit Reports, Debt Collection
Tags: accounts·chargeoffs·collection agency·collections·Credit card·credit report·debts·delete listing·legal
Does if Matter if a Debt Has Been Sold or Assigned?
October 23rd, 2008 · 4 Comments · Credit Counselor Front Lines, Debt Collection, I'm being sued!
Q. A Collection Agency who is contacting me about a debt is telling me they were assigned to collect it and did not purchase it, not sold. Is there a difference between being assigned or sold? Should I care? A. This question generally is asked because a consumer is unsure how to respond to a [...]
Tags: Assignee·collection agency·debt·FDCPA·lawsuit·legal·Sold or Assigned
