Finally feel like you’re credit-worthy enough to purchase a home? Found that gem of a good deal after months of looking? Are mortgage refinance so low you feel you need to take advantage? Even if you think your credit is golden, you might want to scour that credit report again. As much a $10 unpaid [...]
Entries Tagged as 'lender'
In Current Mortgage Market, Previewing Your Credit Report Critical
December 28th, 2010 · No Comments · Credit Reports
Tags: credit bureau·Credit Repair·credit report·home purchase·lender·Mortgage·refinance
Contemplating Foreclosure? Keep Your Creditors in the Dark
January 21st, 2010 · No Comments · Mortgages
When you owe more money on your home than it is worth, when your earnings are reduced, and when consistently making your home payments becomes an impossibility for the foreseeable future, you need to start saving for the eventuality of foreclosure. While we don’t think anyone should avoid their responsibilities, a foreclosure is all but [...]
Tags: eviction·foreclosure·homes·housing·lender·Making Homes Affordable Program·mortgage payment·Mortgages·restructure
Can You Really Wipe Out Your Mortgage If Note is Missing?
January 7th, 2010 · 2 Comments · Banking, Mortgages
If you’re being sued by your lender for not paying your mortgage, you may be able to save your home by using the “Produce the Note Strategy“. In a nutshell, some homeowners have actually gotten rid of their mortgages because the mortgage company couldn’t produce the mortgage note. The problem arises from the constant sale [...]
Tags: assignment·banks·foreclosure·free home·lender·lost notes·MERS·Mortgage·produce the note·re-establishment of the note
A Good Forclosure Defense: Home Affordable Modification Program (HAMP)
September 28th, 2009 · 5 Comments · Mortgages
Many people are facing foreclosure today. If you are one of them, you may be able to delay the process or halt it all together without stepping a foot into court. As part of the “Making Homes Affordable” program, a.k.a Home Affordable Modification Program (HAMP), mortgage servicers are required to review the eligibility of any [...]
Tags: foreclosure·foreclosure procedure·HAMP·Home Affordable Modification Program·lender·Making Homes Affordable Program·Mortgage·mortgage servicer
