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	<title>Creditinfocenter Blog &#187; loan modification</title>
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	<description>For the Up To Date News</description>
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		<title>How to Know if Your Canceled Mortgage Debt is Tax Exempt</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/03/14/how-to-know-if-your-canceled-mortgage-debt-is-tax-exempt/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/03/14/how-to-know-if-your-canceled-mortgage-debt-is-tax-exempt/#comments</comments>
		<pubDate>Mon, 14 Mar 2011 14:02:26 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage debt]]></category>
		<category><![CDATA[Mortgage Forgiveness Debt Relief Act of 2007]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[tax exempt]]></category>
		<category><![CDATA[tax exemption]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=11302</guid>
		<description><![CDATA[Whether it was through a loan modification, short sale or foreclosure, the mortgage debt you have been forgiven does not count as taxable income provided it meets two main qualifications.]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Raise Your Hand if You Received an Unsolicted Mortgage Restructuring Offer</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/07/30/raise-your-hand-if-you-received-an-unsolicted-mortgage-restructuring-offer/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/07/30/raise-your-hand-if-you-received-an-unsolicted-mortgage-restructuring-offer/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 13:00:56 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan representitives]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgage restructuring]]></category>
		<category><![CDATA[unsolicited offers]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=9301</guid>
		<description><![CDATA[Since I live in the Phoenix AZ area, I have lots of friends who have applied for mortgage modifications (a.k.a. loan restructuring). Due to the apparent backlog at the banks, I&#8217;ve had an unfortunate ringside seat at the miserable sagas of friends who are desperate to do the right thing and pay off their home [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Can&#8217;t Get a Loan Modification?  Buy Your Home Back in a Short Sale</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/05/18/cant-get-a-loan-modification-buy-your-home-back-in-a-short-sale/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/05/18/cant-get-a-loan-modification-buy-your-home-back-in-a-short-sale/#comments</comments>
		<pubDate>Tue, 18 May 2010 14:57:22 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[realtor commission]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[turned down for modification]]></category>
		<category><![CDATA[US Treasury Dept.]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=8363</guid>
		<description><![CDATA[Under the current rules for the federal program, servicers have been barred from conducting a foreclosure sale if the homeowner requested a modification, but are allowed to push along the process, even set a sale date. That allows them to foreclose more quickly if they determine the homeowner doesn’t qualify for a modification. As a [...]]]></description>
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		<slash:comments>15</slash:comments>
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		<title>Two Regular Guys Take on the FDIC</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/02/26/two-regular-guys-take-on-the-fdic/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/02/26/two-regular-guys-take-on-the-fdic/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 15:00:30 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loss-sharing agreement FDIC OneWest Bank]]></category>
		<category><![CDATA[OneWest Bank]]></category>
		<category><![CDATA[short sales]]></category>
		<category><![CDATA[TBWS]]></category>
		<category><![CDATA[TBWS FDIC]]></category>
		<category><![CDATA[Thinkbigworksmall]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=7383</guid>
		<description><![CDATA[Getting outside of the &#8220;credit&#8221; box, I thought you would find the video down below of interest. It comes from a couple of guys who are actually doing something about all this financial craziness swirling around us. These guys are from Thinkbigworksmall.com (TBWS) which according to their website was founded in 2007 and has &#8220;a vested interest [...]]]></description>
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		<slash:comments>0</slash:comments>
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