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	<title>Creditinfocenter Blog &#187; loan modification</title>
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		<title>Is It Illegal if My Bank Won&#8217;t do a Loan Modification?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/14/is-it-illegal-if-my-bank-wont-do-a-loan-modification/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/14/is-it-illegal-if-my-bank-wont-do-a-loan-modification/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 15:18:55 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[assessor's office]]></category>
		<category><![CDATA[building inspection]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[illegal]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4586</guid>
		<description><![CDATA[Q. I am having great difficultly getting a loan modification on my mortgage.  I am 100% confident that I meet the criteria for the loan modification program.  After initially agreeing to do the modification, they now say I don&#8217;t meet the requirements and stopped taking my calls.  Can I sue?  My [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Freddie Mac Turns to YouTube With Message on Loan Modification Programs</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/17/freddie-mac-youtube-message-loan-modification-programs/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/17/freddie-mac-youtube-message-loan-modification-programs/#comments</comments>
		<pubDate>Fri, 17 Jul 2009 12:00:12 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Freddie Mac video]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan restructuring]]></category>
		<category><![CDATA[loan workout initiatives]]></category>
		<category><![CDATA[making home affordable program]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[stop foreclosure]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2404</guid>
		<description><![CDATA[Freddie Mac has a new private channel on YouTube.com,  the feature presentation being a short video which shows step-by-step which documents borrowers should have on hand when they call their servicer to discuss potential loan modifications.
The two minute video, entitled, “Stop Foreclosure: Documents Your Lender Needs to Help You,” is available in both English and [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Mortgage Loan Modifications Are Happening!</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/06/17/mortgage-loan-modifications-are-happening/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/06/17/mortgage-loan-modifications-are-happening/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 14:52:28 +0000</pubDate>
		<dc:creator>Kristy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[1040s]]></category>
		<category><![CDATA[Countrywide]]></category>
		<category><![CDATA[Hope Now]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan restructuring]]></category>
		<category><![CDATA[Making Homes Affordable]]></category>
		<category><![CDATA[Minimum Payments]]></category>
		<category><![CDATA[Tax returns]]></category>
		<category><![CDATA[W-2s]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=1858</guid>
		<description><![CDATA[To all the nay sayers who say the new government programs for mortgage loan modifications are useless,  I have a success story!  A friend just did a successful mortgae loan modification. Her lender had been Countrywide (now Bank of America). 
She had not made a payment since September 2008 and had moved out [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<item>
		<title>As the Foreclosure Moratorium is Lifted, What Next?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/04/24/foreclosure-moratorium-lifted-what-next/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/04/24/foreclosure-moratorium-lifted-what-next/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 14:08:53 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure moratorium]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[increased foreclosure rate]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Mortgage Delinquency]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=1117</guid>
		<description><![CDATA[The foreclosure process for many American homeowners has been interrupted repeatedly by federal and state moratoriums over the past six months. The two largest government-controlled lenders, Fannie Mae and Freddie Mac, in November imposed holiday suspensions of foreclosure-related evictions that were extended multiple times until March 31. At the urging of Congress, financial giants Bank [...]]]></description>
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		<slash:comments>2</slash:comments>
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