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	<title>Creditinfocenter Blog &#187; loan restructuring</title>
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		<title>Freddie Mac Turns to YouTube With Message on Loan Modification Programs</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/17/freddie-mac-youtube-message-loan-modification-programs/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/17/freddie-mac-youtube-message-loan-modification-programs/#comments</comments>
		<pubDate>Fri, 17 Jul 2009 12:00:12 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Freddie Mac video]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan restructuring]]></category>
		<category><![CDATA[loan workout initiatives]]></category>
		<category><![CDATA[making home affordable program]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[stop foreclosure]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2404</guid>
		<description><![CDATA[Freddie Mac has a new private channel on YouTube.com,  the feature presentation being a short video which shows step-by-step which documents borrowers should have on hand when they call their servicer to discuss potential loan modifications.
The two minute video, entitled, “Stop Foreclosure: Documents Your Lender Needs to Help You,” is available in both English and [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Mortgage Loan Modifications Are Happening!</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/06/17/mortgage-loan-modifications-are-happening/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/06/17/mortgage-loan-modifications-are-happening/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 14:52:28 +0000</pubDate>
		<dc:creator>Kristy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[1040s]]></category>
		<category><![CDATA[Countrywide]]></category>
		<category><![CDATA[Hope Now]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan restructuring]]></category>
		<category><![CDATA[Making Homes Affordable]]></category>
		<category><![CDATA[Minimum Payments]]></category>
		<category><![CDATA[Tax returns]]></category>
		<category><![CDATA[W-2s]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=1858</guid>
		<description><![CDATA[To all the nay sayers who say the new government programs for mortgage loan modifications are useless,  I have a success story!  A friend just did a successful mortgae loan modification. Her lender had been Countrywide (now Bank of America). 
She had not made a payment since September 2008 and had moved out [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<item>
		<title>Restructuring Mortgage Programs For Underwater, Subprime and Jumbo Loans</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/05/28/restructuring-mortgage-programs-for-underwater-subprime-and-jumbo-loans/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/05/28/restructuring-mortgage-programs-for-underwater-subprime-and-jumbo-loans/#comments</comments>
		<pubDate>Thu, 28 May 2009 15:37:06 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[conforming]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[loan restructuring]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Making Homes Affordable]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=1669</guid>
		<description><![CDATA[The &#8220;Making Homes Affordable&#8221; Program introduced by the Obama administration is not limited to Fannie and Freddie Mac loans, also known as conventional or conforming loans .  There are actually two sets of loan programs under the Making Homes Affordable (MHA) program.  One program is called Home Affordable Refinance, and is for conforming [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Lower Your Mortgage Payment without a Loan Restructure</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/03/17/lower-your-mortgage-payment-without-a-loan-restructure/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/03/17/lower-your-mortgage-payment-without-a-loan-restructure/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 16:43:20 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Deductible]]></category>
		<category><![CDATA[discounts]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[loan restructuring]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage payments]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=629</guid>
		<description><![CDATA[If saving a few dollars a month on your mortgage payment will be the difference between being able to afford your mortgage or not, then why not try and lower your home insurance?  You can save hundreds of dollars by shopping around.  How would this help your mortgage payment?  The cost of your home insurance is buried in your mortgage payment - each  payment typically consists of principal, interest, taxes and insurance. ]]></description>
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