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	<title>Creditinfocenter Blog &#187; Making Homes Affordable Program</title>
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	<description>For the Up To Date News</description>
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		<title>Contemplating Foreclosure?  Keep Your Creditors in the Dark</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/01/21/contemplating-foreclosure-keep-your-creditors-in-the-dark/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/01/21/contemplating-foreclosure-keep-your-creditors-in-the-dark/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 15:26:21 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[eviction]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[restructure]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=6581</guid>
		<description><![CDATA[When you owe more money on your home than it is worth, when your earnings are reduced, and when consistently making your home payments becomes an impossibility for the foreseeable future, you need to start saving for the eventuality of foreclosure. While we don&#8217;t think anyone should avoid their responsibilities, a foreclosure is all but [...]]]></description>
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		<title>Foreclosures Suspended by Citibank until Jan 2010</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/12/21/foreclosures-suspended-by-citibank-until-jan-2010/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/12/21/foreclosures-suspended-by-citibank-until-jan-2010/#comments</comments>
		<pubDate>Mon, 21 Dec 2009 13:00:28 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[job loss]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage holders]]></category>
		<category><![CDATA[suspension]]></category>
		<category><![CDATA[underwater]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5902</guid>
		<description><![CDATA[Merry Christmas?   
According to the Boston Globe, Citigroup will suspend foreclosures and evictions for 30 days in a temporary break for about 4,000 borrowers during the holiday season.  The suspension will run through Jan. 17.  
You better read the fine print, though.  The suspension only applies to borrowers whose loans [...]]]></description>
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		<title>Is It Illegal if My Bank Won&#8217;t do a Loan Modification?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/14/is-it-illegal-if-my-bank-wont-do-a-loan-modification/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/14/is-it-illegal-if-my-bank-wont-do-a-loan-modification/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 15:18:55 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[assessor's office]]></category>
		<category><![CDATA[building inspection]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[illegal]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4586</guid>
		<description><![CDATA[Q. I am having great difficultly getting a loan modification on my mortgage.  I am 100% confident that I meet the criteria for the loan modification program.  After initially agreeing to do the modification, they now say I don&#8217;t meet the requirements and stopped taking my calls.  Can I sue?  My [...]]]></description>
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		<title>Turn and Burn &#8211; a Highly Profitable Foreclosure Strategy</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/13/turn-and-burn-a-highly-profitable-foreclosure-strategy/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/13/turn-and-burn-a-highly-profitable-foreclosure-strategy/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 15:16:47 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Buy and Bail]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Economic Meltdown]]></category>
		<category><![CDATA[Good Credit]]></category>
		<category><![CDATA[investment loans]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[pay with cash]]></category>
		<category><![CDATA[turn and burn]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4415</guid>
		<description><![CDATA[The &#8220;turn and burn&#8221; a.k.a. &#8220;buy and bail&#8221; strategy &#8211; is a method sometimes used by people whose homes are &#8220;underwater&#8221;.  It is increasingly used by the wealthy with very large mortgages whose homes are worth significantly less than what they owe.  This little trick reared its ugly head after the housing market [...]]]></description>
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