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	<title>Creditinfocenter Blog &#187; Making Homes Affordable Program</title>
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	<description>For the Up To Date News</description>
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		<title>Raise Your Hand if You Received an Unsolicted Mortgage Restructuring Offer</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/07/30/raise-your-hand-if-you-received-an-unsolicted-mortgage-restructuring-offer/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/07/30/raise-your-hand-if-you-received-an-unsolicted-mortgage-restructuring-offer/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 13:00:56 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan representitives]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgage restructuring]]></category>
		<category><![CDATA[unsolicited offers]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=9301</guid>
		<description><![CDATA[Since I live in the Phoenix AZ area, I have lots of friends who have applied for mortgage modifications (a.k.a. loan restructuring). Due to the apparent backlog at the banks, I&#8217;ve had an unfortunate ringside seat at the miserable sagas of friends who are desperate to do the right thing and pay off their home [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Can&#8217;t Get a Loan Modification?  Buy Your Home Back in a Short Sale</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/05/18/cant-get-a-loan-modification-buy-your-home-back-in-a-short-sale/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/05/18/cant-get-a-loan-modification-buy-your-home-back-in-a-short-sale/#comments</comments>
		<pubDate>Tue, 18 May 2010 14:57:22 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[realtor commission]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[turned down for modification]]></category>
		<category><![CDATA[US Treasury Dept.]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=8363</guid>
		<description><![CDATA[Under the current rules for the federal program, servicers have been barred from conducting a foreclosure sale if the homeowner requested a modification, but are allowed to push along the process, even set a sale date. That allows them to foreclose more quickly if they determine the homeowner doesn’t qualify for a modification. As a [...]]]></description>
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		<slash:comments>15</slash:comments>
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		<title>Government Mortgage Assistance Plan Announced</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/03/26/government-mortgage-assistance-plan-announced/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/03/26/government-mortgage-assistance-plan-announced/#comments</comments>
		<pubDate>Fri, 26 Mar 2010 15:53:28 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage assistance]]></category>
		<category><![CDATA[mortgage qualification]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[second mortgages]]></category>
		<category><![CDATA[unemployed]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=7835</guid>
		<description><![CDATA[On the heels of Bank of America&#8217;s pledge to forgive mortgage principal for people with adjustable rate mortgages, the government has announced a more comprehensive plan to help many American who are struggling with their mortgage payments. I have to say that the Making Homes Affordable Program HAMP was a complete failure. Only 170,000 homeowners [...]]]></description>
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		<title>Contemplating Foreclosure?  Keep Your Creditors in the Dark</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/01/21/contemplating-foreclosure-keep-your-creditors-in-the-dark/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/01/21/contemplating-foreclosure-keep-your-creditors-in-the-dark/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 15:26:21 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[eviction]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[restructure]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=6581</guid>
		<description><![CDATA[When you owe more money on your home than it is worth, when your earnings are reduced, and when consistently making your home payments becomes an impossibility for the foreseeable future, you need to start saving for the eventuality of foreclosure. While we don&#8217;t think anyone should avoid their responsibilities, a foreclosure is all but [...]]]></description>
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