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	<title>Creditinfocenter Blog &#187; Minimum Payments</title>
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	<description>For the Up To Date News</description>
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		<title>Sneaky Ways Banks are Collecting Fees in the Post CARD Act Era</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/11/09/sneaky-ways-banks-are-collecting-fees-in-the-post-card-act-era/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/11/09/sneaky-ways-banks-are-collecting-fees-in-the-post-card-act-era/#comments</comments>
		<pubDate>Tue, 09 Nov 2010 14:12:55 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[credit card insurance]]></category>
		<category><![CDATA[credit card statement]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[fee-harvesting]]></category>
		<category><![CDATA[Minimum Payments]]></category>
		<category><![CDATA[prepaid cards]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=10436</guid>
		<description><![CDATA[Facing with a massive loss of revenue from banking fees curtailed under the new credit card reform legislation, banks have gotten creative in their fee-harvesting techniques. Among other things, they have revived annual fees; shortened billing cycles; levied new charges on cards with low credit limits; increased balance-transfer, cash-advance and foreign-exchange fees. Debit Cards. Federal [...]]]></description>
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		<title>Mortgage Loan Modifications Are Happening!</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/06/17/mortgage-loan-modifications-are-happening/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/06/17/mortgage-loan-modifications-are-happening/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 14:52:28 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[1040s]]></category>
		<category><![CDATA[Countrywide]]></category>
		<category><![CDATA[Hope Now]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan restructuring]]></category>
		<category><![CDATA[Making Homes Affordable]]></category>
		<category><![CDATA[Minimum Payments]]></category>
		<category><![CDATA[Tax returns]]></category>
		<category><![CDATA[W-2s]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=1858</guid>
		<description><![CDATA[To all the nay sayers who say the new government programs for mortgage loan modifications are useless, I have a success story! A friend just did a successful mortgae loan modification. Her lender had been Countrywide (now Bank of America). She had not made a payment since September 2008 and had moved out of her [...]]]></description>
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		<title>Make All Your Mortgage Payments on Time?  You Can Still Get Foreclosed</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/05/27/make-all-your-mortgage-payments-on-time-you-can-still-get-foreclosed/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/05/27/make-all-your-mortgage-payments-on-time-you-can-still-get-foreclosed/#comments</comments>
		<pubDate>Tue, 27 May 2008 15:13:49 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[15-year]]></category>
		<category><![CDATA[30-year]]></category>
		<category><![CDATA[Amortization]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Minimum Payments]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Option ARM]]></category>

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		<description><![CDATA[If you have a so-called option ARM, where you get a choice of the payment structure you want, I&#8217;ll bet you didn&#8217;t know about an insidious clause in that loan. In many option loans, you can choose a minimum payment, much like a credit card, where you just make a small payment, but it doesn&#8217;t [...]]]></description>
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