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	<title>Creditinfocenter Blog &#187; Mortgage Loans</title>
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	<description>For the Up To Date News</description>
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		<title>Top 10 Cities to Buy a New Home</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/04/19/top-10-cities-to-buy-a-new-home/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/04/19/top-10-cities-to-buy-a-new-home/#comments</comments>
		<pubDate>Mon, 19 Apr 2010 15:02:46 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[Forbes]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Kansas City]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=8123</guid>
		<description><![CDATA[At a time when U.S. mortgage rates are low, but banks are still hesitant to lend, living in one of these 10 cities means you're  ahead of the curve.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Benefits of the New Home Affordable Foreclosure Alternatives Program (HAFA)</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/03/01/benefits-new-home-affordable-foreclosure-alternatives-program-hafa/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/03/01/benefits-new-home-affordable-foreclosure-alternatives-program-hafa/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 15:00:19 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[deed-in-lieu of foreclosure]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Home affordable forclosure alternatives]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=7241</guid>
		<description><![CDATA[Yes, another government program to help struggling homeowners, this one designed for those who cannot be successfully assisted by the Home Affordable Modification Program (HAMP). Under the Home Affordable Foreclosure Alternatives program ( HAFA), a borrower may be able to avoid foreclosure by completing a short sale or a deed-in-lieu of foreclosure (DIL). Although the outcome is still [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Many Mortgage Lenders Have Yet to Adopt FICO 08</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/09/16/many-mortgage-lenders-yet-adopt-fico-08/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/09/16/many-mortgage-lenders-yet-adopt-fico-08/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 14:21:13 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Credit Bureaus and Scores]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[credit delinquencies]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit scoring systems]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO 08]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[new FICO scoring system]]></category>
		<category><![CDATA[scoring models]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3923</guid>
		<description><![CDATA[When Fair Isaac Corporation (FICO) rolled out their &#8220;new and improved&#8221; FICO 08 credit scoring model last year, hopeful consumers with single derogatory incidents on their reports anxiously awaited the possibility of improved credit scores under the new system. The updated scoring model, developed in part in response to the subprime mortgage crisis, minimizes the effect of small, missed payments listed in [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>The United State of Credit in America</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/02/27/the-united-state-of-credit-in-america/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/02/27/the-united-state-of-credit-in-america/#comments</comments>
		<pubDate>Fri, 27 Feb 2009 14:43:28 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card default]]></category>
		<category><![CDATA[credit card delinquency]]></category>
		<category><![CDATA[Mortgage Delinquency]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=418</guid>
		<description><![CDATA[Bet I got your curiosity peaked with that Title! Any guesses what we are talking about (other than the state of  &#8220;poor&#8221;, or &#8220;no&#8221;)? All kidding aside&#8230; We ran across a kind of cool interactive map of the United States that shows which parts of the country are defaulting on mortgage and credit-card loans. The [...]]]></description>
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