I’m a good debater – I can make an argument out of anything, which is one of the reason I enjoy writing. Recently, I listened to a conversation over whether or not the current credit scoring was fair to the consumer. I argued both sides successfully to the frustration of my audience. [...]
Entries Tagged as 'Mortgage'
Is the Credit Scoring System Fair? A Viewpoint Which Agrees
October 27th, 2009 · No Comments · Consumer Info, Credit Reports
Tags: Apply Online·bad credit·Credit Reports·Credit Scores·Credit Scoring System.·fair·Good Credit·lenders·Mortgage·personal responsibility
A Good Forclosure Defense: Home Affordable Modification Program (HAMP)
September 28th, 2009 · 4 Comments · Consumer Debt, Mortgages
Many people are facing foreclosure today. If you are one of them, you may be able to delay the process or halt it all together without stepping a foot into court. As part of the “Making Homes Affordable” program, a.k.a Home Affordable Modification Program (HAMP), mortgage servicers are required to review the eligibility [...]
Tags: foreclosure·foreclosure procedure·HAMP·Home Affordable Modification Program·lender·Making Homes Affordable Program·Mortgage·mortgage servicer
Documentation and Organization Are Keys To Credit Repair Success
September 24th, 2009 · 2 Comments · Credit Repair, Debt Settlement, Identity Theft, Legal Stuff, Mortgages
Ever tried to return an item but didn’t have a receipt? Tried to prove you made a payment on a bill when your credit card company said otherwise? Tried to get a mortgage? Gone through an IRS audit? How about repairing your credit? The tip to success in all these situations [...]
Tags: agreements·certified mail return receipt requested·credit bureau·Credit Repair·CRRR·Debt Settlement·dispute letters·documentation·Mortgage·organization·progress·receipts·success
I’m Not Paying my Mortgage – How Long Until I’m Evicted?
August 25th, 2009 · No Comments · Mortgages
With the unprecedented number of foreclosures happening at the moment, mortgage companies are having a hard time keeping up with all the people who aren’t paying. It is now a common scenario that people are staying in their homes well past one year. Let’s see how.
Tags: Auction·bank approval·behind on payments·buyer's offer·eviction·eviction proceedings·Foreclosures·Mortgage·repossession·Short Sale
