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	<title>Creditinfocenter Blog &#187; Mortgages</title>
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	<description>For the Up To Date News</description>
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		<title>New Lending Policies Announced by FHA</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/03/15/new-lending-policies-announced-by-fha/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/03/15/new-lending-policies-announced-by-fha/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 15:00:58 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA financing]]></category>
		<category><![CDATA[FHA lending]]></category>
		<category><![CDATA[mortgage lending]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=7607</guid>
		<description><![CDATA[If you have been listening to the news regarding the housing market, you&#8217;ve probably already heard about some lending changes that were announced recently by the Federal Housing Administration (FHA). While many of these news reports were confusing, the bottom line is fairly clear &#8211; and fortunately, not as bad as many people have interpreted it to [...]]]></description>
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		<title>Benefits of the New Home Affordable Foreclosure Alternatives Program (HAFA)</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/03/01/benefits-new-home-affordable-foreclosure-alternatives-program-hafa/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/03/01/benefits-new-home-affordable-foreclosure-alternatives-program-hafa/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 15:00:19 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[deed-in-lieu of foreclosure]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Home affordable forclosure alternatives]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=7241</guid>
		<description><![CDATA[Yes, another government program to help struggling homeowners, this one designed for those who cannot be successfully assisted by the Home Affordable Modification Program (HAMP). Under the Home Affordable Foreclosure Alternatives program ( HAFA), a borrower may be able to avoid foreclosure by completing a short sale or a deed-in-lieu of foreclosure (DIL). Although the outcome is still [...]]]></description>
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		<title>Contemplating Foreclosure?  Keep Your Creditors in the Dark</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/01/21/contemplating-foreclosure-keep-your-creditors-in-the-dark/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/01/21/contemplating-foreclosure-keep-your-creditors-in-the-dark/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 15:26:21 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[eviction]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Making Homes Affordable Program]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[restructure]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=6581</guid>
		<description><![CDATA[When you owe more money on your home than it is worth, when your earnings are reduced, and when consistently making your home payments becomes an impossibility for the foreseeable future, you need to start saving for the eventuality of foreclosure. While we don&#8217;t think anyone should avoid their responsibilities, a foreclosure is all but [...]]]></description>
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		<title>New Rules Force Full Disclosure of Mortgage Costs</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/01/06/new-rules-force-full-disclosure-of-mortgage-costs/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/01/06/new-rules-force-full-disclosure-of-mortgage-costs/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 15:43:46 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[ARMs]]></category>
		<category><![CDATA[good faith estimates]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[loan officers]]></category>
		<category><![CDATA[mortgage borrowers]]></category>
		<category><![CDATA[origination fees]]></category>
		<category><![CDATA[points]]></category>
		<category><![CDATA[processing fee]]></category>
		<category><![CDATA[RESPA]]></category>
		<category><![CDATA[title insurance]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=6180</guid>
		<description><![CDATA[The first piece of mountain of paperwork a mortgage borrower will deal with other than the loan application is the Good Faith Estimate.  A good faith estimate is required by the Real Estate Settlement Procedures Act (RESPA) and must include an itemized list of fees and costs associated with a loan.  By law, [...]]]></description>
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