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	<title>Creditinfocenter Blog &#187; Original Creditor</title>
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	<description>For the Up To Date News</description>
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		<title>Being Sued but Want to Negotiate &#8211; Should I File an Answer to the Suit Anyway?</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/10/18/being-sued-but-want-to-negotiate-should-i-file-an-answer-to-the-suit-anyway/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/10/18/being-sued-but-want-to-negotiate-should-i-file-an-answer-to-the-suit-anyway/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 14:53:53 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[I'm being sued!]]></category>
		<category><![CDATA[court papers]]></category>
		<category><![CDATA[garnish wages]]></category>
		<category><![CDATA[hiring a lawyer]]></category>
		<category><![CDATA[I've been sued]]></category>
		<category><![CDATA[junk debt buyer]]></category>
		<category><![CDATA[negotiating position]]></category>
		<category><![CDATA[Original Creditor]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=12846</guid>
		<description><![CDATA[Q. I was served with court papers today. I am being sued by Midland Funding. I do not dispute their claim but I couldn&#8217;t get them to negotiate a payment I could afford. I just don&#8217;t if I should file a motion or do nothing. Will they be able to garnish my wages either way? [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>I Want To Settle My Debt &#8211; Who Do I Pay?</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/08/27/i-want-to-settle-my-debt-who-do-i-pay/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/08/27/i-want-to-settle-my-debt-who-do-i-pay/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 13:00:47 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Capital One]]></category>
		<category><![CDATA[charge-off]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[Eaton Group]]></category>
		<category><![CDATA[judgment]]></category>
		<category><![CDATA[Original Creditor]]></category>
		<category><![CDATA[settle debt]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=9655</guid>
		<description><![CDATA[Q. I had an account with Capital One that was charged off. I tried to contact Capital One to settle this debt but they said they no longer had the account. I was then served by the Eaton Group for summary judgment. I tried to call them and sent a certified letter trying to settle. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Year-End Creditor Write Offs May Hasten Debts into Collection</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/12/31/year-end-creditor-write-offs-may-hasten-debts-into-collection/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/12/31/year-end-creditor-write-offs-may-hasten-debts-into-collection/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 15:06:41 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Counselor Front Lines]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[bad debt]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[Credit card debt]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Original Creditor]]></category>
		<category><![CDATA[write off balances]]></category>
		<category><![CDATA[write-offs]]></category>
		<category><![CDATA[year-end]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=6070</guid>
		<description><![CDATA[Here&#8217;s the latest situation that&#8217;s come across my desk, but with a year-end twist. Q. Our basic question concerns phone calls we have received towards the end of this year from several credit card companies stating that they are going to write off our balances as bad debt at the end of this year (for [...]]]></description>
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		<title>Can a Collection Agency Issue a 1099-C for Settled Debt?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/13/can-a-collection-agency-issue-a-1099-c-for-settled-debt/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/13/can-a-collection-agency-issue-a-1099-c-for-settled-debt/#comments</comments>
		<pubDate>Mon, 13 Jul 2009 14:34:06 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[1009-C]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[cancellation of debts]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Forgiven Debt]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Original Creditor]]></category>
		<category><![CDATA[State Attorney General]]></category>
		<category><![CDATA[time barred debt]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2266</guid>
		<description><![CDATA[Under current Office of the Comptroller of the Currency (OCC) rules, when principal balances on debts are forgiven, the banks must write off the amounts forgiven and report it to the IRS. For debtors, that means they may be hit with the double whammy of a tax burden while they are still trying to pay [...]]]></description>
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		<slash:comments>12</slash:comments>
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