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	<title>Creditinfocenter Blog &#187; overdraft fees</title>
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	<description>For the Up To Date News</description>
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		<title>Federal Bank Adds New Regulations on Overdraft Fees</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/11/18/federal-bank-adds-new-regulations-on-overdraft-fees/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/11/18/federal-bank-adds-new-regulations-on-overdraft-fees/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 14:47:40 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ATM card]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[Debit Card]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[overdraft legislation]]></category>
		<category><![CDATA[overdraft protection]]></category>
		<category><![CDATA[recurring debit]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=5308</guid>
		<description><![CDATA[In recent years, most banks started approving, rather than declining, debit and check transactions that exceeded what customers had in their accounts. The banks&#8217; rationale: consumers would rather pay $39-a-pop bounce fees, banks contend, than risk embarrassment at the checkout counter.  I don&#8217;t know about you, but I would rather have my card declined. [...]]]></description>
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		<title>PrePaid Debit Card Costs vs. Overdraft Fees &#8211; Which is Worse?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/08/prepaid-debit-card-costs-vs-overdraft-fees-which-is-worse/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/08/prepaid-debit-card-costs-vs-overdraft-fees-which-is-worse/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 15:29:32 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[banking system]]></category>
		<category><![CDATA[Checking Account]]></category>
		<category><![CDATA[Chexsystems]]></category>
		<category><![CDATA[Consumerist]]></category>
		<category><![CDATA[cost alternative]]></category>
		<category><![CDATA[critics]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[Hidden Fees]]></category>
		<category><![CDATA[New York TImes]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[prepaid cards]]></category>
		<category><![CDATA[US Banks]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4405</guid>
		<description><![CDATA[Charges for calls to customer support, reloading fees, fees for purchases, fees to withdraw money from ATM &#8211; did you know the if you have a pre-paid debt card you have to pay for every transaction associated with the card?  The New York Times recently did an article examining these surprising fees in depth.
We&#8217;ve [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Consumer Takes Bank to Small Claims over Overdraft Fees &#8211; and Wins!</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/02/consumer-takes-bank-to-small-claims-over-overdraft-fees-and-wins/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/02/consumer-takes-bank-to-small-claims-over-overdraft-fees-and-wins/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 12:00:14 +0000</pubDate>
		<dc:creator>Kristy</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[I'm suing those guys!]]></category>
		<category><![CDATA[Checking Account]]></category>
		<category><![CDATA[court costs]]></category>
		<category><![CDATA[documentary]]></category>
		<category><![CDATA[lawmakers]]></category>
		<category><![CDATA[Overdraft]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[small claims court]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4300</guid>
		<description><![CDATA[I thought I would share with you a great video which documents one consumer&#8217;s fight against the usurious fees charged by the banks for overdrafts.  Due to consumer unhappiness and petitioning, U.S. lawmakers have proposed new overdraft fees which has the banks quaking in their shoes.   As a result, some banks have [...]]]></description>
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		<item>
		<title>&#8220;Transaction Sorting&#8221; Maximizes Overdraft Fees for Banks</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/16/transaction-sorting-maximizes-overdraft-fees-for-banks/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/16/transaction-sorting-maximizes-overdraft-fees-for-banks/#comments</comments>
		<pubDate>Thu, 16 Jul 2009 12:00:00 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Banking Industry]]></category>
		<category><![CDATA[bounced checks]]></category>
		<category><![CDATA[Checking Account]]></category>
		<category><![CDATA[debit charges]]></category>
		<category><![CDATA[debit transaction]]></category>
		<category><![CDATA[Mike Moebs]]></category>
		<category><![CDATA[Nightline]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[transaction sorting]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=2403</guid>
		<description><![CDATA[With the new credit card laws about to go into effect, banks are scrambling to replace the usurious income they used to be able to generate through late fees and sudden high interest rates.  Overdraft fees on checking accounts are now being referred to in the banking industry as the &#8220;motherlode&#8221;. The method for [...]]]></description>
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