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	<title>Creditinfocenter Blog &#187; Overdraft</title>
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		<title>Overdraft and Late Pay Fee Limits Take Effect in August</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/06/15/overdraft-and-late-pay-charges-limits-take-effect-in-august/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/06/15/overdraft-and-late-pay-charges-limits-take-effect-in-august/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 14:41:27 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[75 Fed. Reg. 12334]]></category>
		<category><![CDATA[Credit Card Accountability Responsibility And Disclosure Act]]></category>
		<category><![CDATA[Deterrence]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[Overdraft]]></category>
		<category><![CDATA[reasonable and proportional]]></category>
		<category><![CDATA[Safe Harbor]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=8843</guid>
		<description><![CDATA[There are many aspects to the new credit card regulations enacted under the Credit Card Accountability Responsibility And Disclosure (CCARD) Act Some went into effect last year, some spring 2010 and some will go into effect July 2010. The last changes will take effect August 22, 2010. As part of the CCARD Act, the Fed [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Overdraft Fee Legislation Gaining Momentum</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/21/overdraft-fee-legislation-gaining-momentum/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/21/overdraft-fee-legislation-gaining-momentum/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 12:00:04 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Banking Industry]]></category>
		<category><![CDATA[bounced checks]]></category>
		<category><![CDATA[Chris Dodd]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[Diane Rehm]]></category>
		<category><![CDATA[FAIR Overdraft Coverage Act]]></category>
		<category><![CDATA[opt-in]]></category>
		<category><![CDATA[Overdraft]]></category>
		<category><![CDATA[proportional fees]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4787</guid>
		<description><![CDATA[Sen. Chris Dodd&#8217;s battle against banking overdraft fees continues. He introduced a bill on October 19, covering ATM and debit-card transactions as well as checks. Several other Senators are on board with the reform, as the bill is co-sponsored by Senator Charles Schumer D-NY, Sen. Jack Reed D-RI,who is chairman of the Senate Banking Subcommittee [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<item>
		<title>Consumer Takes Bank to Small Claims over Overdraft Fees &#8211; and Wins!</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/10/02/consumer-takes-bank-to-small-claims-over-overdraft-fees-and-wins/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/10/02/consumer-takes-bank-to-small-claims-over-overdraft-fees-and-wins/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 12:00:14 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[I'm suing those guys!]]></category>
		<category><![CDATA[Checking Account]]></category>
		<category><![CDATA[court costs]]></category>
		<category><![CDATA[documentary]]></category>
		<category><![CDATA[lawmakers]]></category>
		<category><![CDATA[Overdraft]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[small claims court]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=4300</guid>
		<description><![CDATA[I thought I would share with you a great video which documents one consumer&#8217;s fight against the usurious fees charged by the banks for overdrafts. Due to consumer unhappiness and petitioning, U.S. lawmakers have proposed new overdraft fees which has the banks quaking in their shoes. As a result, some banks have been changing their [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Debit or Credit Cards &#8211; Which is Better?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/08/17/debit-or-credit-cards-which-is-better/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/08/17/debit-or-credit-cards-which-is-better/#comments</comments>
		<pubDate>Mon, 17 Aug 2009 14:23:08 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Blocking]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[insufficient funds]]></category>
		<category><![CDATA[Overdraft]]></category>
		<category><![CDATA[protections]]></category>
		<category><![CDATA[rewards programs]]></category>
		<category><![CDATA[transactions]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3106</guid>
		<description><![CDATA[When we say debit in this article, we mean don&#8217;t just mean ATM cards, but any card which is tied to your checking or savings account. This includes debit cards which can be used like credit cards. I&#8217;ve always personally thought that credit cards are better than debit cards. Here are some reasons why: Bounced [...]]]></description>
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		<slash:comments>6</slash:comments>
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