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	<title>Creditinfocenter Blog &#187; RESPA</title>
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		<title>New Rules Force Full Disclosure of Mortgage Costs</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/01/06/new-rules-force-full-disclosure-of-mortgage-costs/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/01/06/new-rules-force-full-disclosure-of-mortgage-costs/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 15:43:46 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[ARMs]]></category>
		<category><![CDATA[good faith estimates]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[loan officers]]></category>
		<category><![CDATA[mortgage borrowers]]></category>
		<category><![CDATA[origination fees]]></category>
		<category><![CDATA[points]]></category>
		<category><![CDATA[processing fee]]></category>
		<category><![CDATA[RESPA]]></category>
		<category><![CDATA[title insurance]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=6180</guid>
		<description><![CDATA[The first piece of mountain of paperwork a mortgage borrower will deal with other than the loan application is the Good Faith Estimate. A good faith estimate is required by the Real Estate Settlement Procedures Act (RESPA) and must include an itemized list of fees and costs associated with a loan. By law, it must [...]]]></description>
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		<title>New Mortgage Regulations Implement Protections, Closing Delays</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/08/21/new-mortgage-regulations-implement-protections-closing-delays/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/08/21/new-mortgage-regulations-implement-protections-closing-delays/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 12:00:44 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[closing delays]]></category>
		<category><![CDATA[consumer protections]]></category>
		<category><![CDATA[GFE]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[new mortgage regulations]]></category>
		<category><![CDATA[RESPA]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=3133</guid>
		<description><![CDATA[If there is one thing that is certain in life (and real estate), it is change! On July 30 of this year, changes were implemented by the Federal Reserve that can significantly affect the timeline for mortgage loan closures. If you are in the market for a home, or are trying to complete a first-time homebuyer [...]]]></description>
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