Don’t understand what you’re happy or angry about in new health care laws? You’re not alone. Most people haven’t read the telephone book that is the new law of the land, relying solely on media sound bites and what they’ve read online or in the paper. To help with your confusion, we’ll attempt to give [...]
Entries Tagged as 'State Laws'
Deciphering The Health Care Laws
March 23rd, 2010 · No Comments · Consumer Info
Tags: 2014·court challenges·heath insurance·insurance pools·IRS·Medicare·reforms·State Laws·Taxes·uninsured
Recording Phone Calls When Debt Collectors Violate the Law
January 13th, 2010 · 9 Comments · Consumer Info, Credit Counselor Front Lines, Debt Collection
The Fair Debt Collection Practices Act was created by Congress in 1977 as a result of numerous complaints from consumers about collection agencies abusing or harassing them. It outlines very specifically what a debt collector can and can’t do when attempting to collect a debt. By law, under the FDCPA is that collection agencies may [...]
Tags: abuse·collection agents·FDCPA·one party·record conversation·State Laws·States·taping phone conversations·two party·two party states
Improper Notification of Creditor Lawsuit Can Get Case Thrown Out
May 5th, 2009 · 17 Comments · Debt Collection, I'm being sued!
There has been a dramatic increase in creditor lawsuits flooding the courts in an attempt to collect bad debt since debt collectors have discovered phone calls are not making the grade. The increased volume has led to carelessness on the part of the debt collectors in the lawsuit process which can give the consumer a [...]
Tags: complaint·judgment·lawsuit·personal service·posted service·proper service·service by publication·State Laws·summons·vacating a judgment
