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	<title>Creditinfocenter Blog &#187; State Laws</title>
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		<title>Deciphering The Health Care Laws</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/03/23/deciphering-the-health-care-laws/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/03/23/deciphering-the-health-care-laws/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 15:52:53 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[2014]]></category>
		<category><![CDATA[court challenges]]></category>
		<category><![CDATA[heath insurance]]></category>
		<category><![CDATA[insurance pools]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[reforms]]></category>
		<category><![CDATA[State Laws]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[uninsured]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=7756</guid>
		<description><![CDATA[Don&#8217;t understand what you&#8217;re happy or angry about in new health care laws? You&#8217;re not alone. Most people haven&#8217;t read the telephone book that is the new law of the land, relying solely on media sound bites and what they&#8217;ve read online or in the paper. To help with your confusion, we&#8217;ll attempt to give [...]]]></description>
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		<title>Recording Phone Calls When Debt Collectors Violate the Law</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/01/13/recording-phone-calls-when-debt-collectors-violate-the-law/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/01/13/recording-phone-calls-when-debt-collectors-violate-the-law/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 14:35:06 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Credit Counselor Front Lines]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[abuse]]></category>
		<category><![CDATA[collection agents]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[one party]]></category>
		<category><![CDATA[record conversation]]></category>
		<category><![CDATA[State Laws]]></category>
		<category><![CDATA[States]]></category>
		<category><![CDATA[taping phone conversations]]></category>
		<category><![CDATA[two party]]></category>
		<category><![CDATA[two party states]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=6377</guid>
		<description><![CDATA[The Fair Debt Collection Practices Act was created by Congress in 1977 as a result of numerous complaints from consumers about collection agencies abusing or harassing them. It outlines very specifically what a debt collector can and can&#8217;t do when attempting to collect a debt. By law, under the FDCPA is that collection agencies may [...]]]></description>
		<wfw:commentRss>http://www.creditinfocenter.com/wordpress/2010/01/13/recording-phone-calls-when-debt-collectors-violate-the-law/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
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		<title>Statute of Limitations on Debt When You Move</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/07/27/statute-of-limitations-on-debt-when-you-move/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/07/27/statute-of-limitations-on-debt-when-you-move/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 12:00:40 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[Barrowing statute]]></category>
		<category><![CDATA[Choice of Law]]></category>
		<category><![CDATA[lawsuits]]></category>
		<category><![CDATA[SOL]]></category>
		<category><![CDATA[State Laws]]></category>
		<category><![CDATA[statute of limitations on debt]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=1636</guid>
		<description><![CDATA[The statute of limitations (SOL) on debt is an important weapon in your arsenal against collection firms who are trying to sue you for a debt. The simplistic definition of SOL is this: the amount of time from date of last activity that a person or company has to sue you. Each state has its [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Improper Notification of Creditor Lawsuit Can Get Case Thrown Out</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/05/05/improper-notification-of-creditor-lawsuit-gets-case-thrown-out/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/05/05/improper-notification-of-creditor-lawsuit-gets-case-thrown-out/#comments</comments>
		<pubDate>Tue, 05 May 2009 16:10:27 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[I'm being sued!]]></category>
		<category><![CDATA[complaint]]></category>
		<category><![CDATA[judgment]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[personal service]]></category>
		<category><![CDATA[posted service]]></category>
		<category><![CDATA[proper service]]></category>
		<category><![CDATA[service by publication]]></category>
		<category><![CDATA[State Laws]]></category>
		<category><![CDATA[summons]]></category>
		<category><![CDATA[vacating a judgment]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=937</guid>
		<description><![CDATA[There has been a dramatic increase in creditor lawsuits flooding the courts in an attempt to collect bad debt since debt collectors have discovered phone calls are not making the grade. The increased volume has led to carelessness on the part of the debt collectors in the lawsuit process which can give the consumer a [...]]]></description>
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		<slash:comments>17</slash:comments>
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