Q. My husband passed away 10 yrs ago. For the last 5 months, I keep getting calls about a bill from the phone company (Ma Bell) saying I owe them money for some calls to a adult phone line from 12 yrs ago. I don’t believe my husband did this and he’s been dead 10 [...]
Entries Tagged as 'Statute of limitations'
Hounded for Old Phone Debt
February 7th, 2012 · No Comments · Collection Agencies
Tags: collection agency·community property state·junk debt buyer·phone bill·Statute of limitations·zombie junk debt buyers
File Bankruptcy? Most Negative Items Almost off Credit Report.
January 3rd, 2012 · No Comments · Bankruptcy
Q. I am trying to assist my daughter with her credit problems. I obtained the 3 credit reports and all of the negative entries (9 of them) were “charged off” by the original creditors and were “bought by another lender” or “placed for collection.” The statute of limitations has expired on all of the negative [...]
Tags: Chapter 7 bankruptcy·date of removal from credit report·file bankruptcy·lawsuit·Statute of limitations·statute of limitations has run
Debt Past Statute of Limitations and Collection Threatens to Issue 1099-C
December 27th, 2011 · No Comments · Collection Agencies
Q. Can a collection agency file a 1099-C on a debt that the statute of limitations has ran out on? Any help would be appreciated – they’ve been calling, and threatening to file. A. Your question brings up two points a) can a collection agency continue collection efforts after the statute of limitations has run [...]
Tags: 1099-C·collection agency·Debt Settlement·FDCPA·FTC·IRS·State Attorney General·Statute of limitations
Beware of Debt Settlement with Junk Debt Buyers
November 17th, 2011 · No Comments · Debt Settlement
Before settling on any old debt, check the statute of limitations on your debt.
Tags: bad debt buyers·debt·debt buyers·Debt Settlement·Junk Debt Buyers·settling debt·Statute of limitations·zombie debt buyers
