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	<title>Creditinfocenter Blog &#187; Statute of limitations</title>
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		<title>Hounded for Old Phone Debt</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/02/07/hounded-for-old-phone-debt/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/02/07/hounded-for-old-phone-debt/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 16:10:49 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[community property state]]></category>
		<category><![CDATA[junk debt buyer]]></category>
		<category><![CDATA[phone bill]]></category>
		<category><![CDATA[Statute of limitations]]></category>
		<category><![CDATA[zombie junk debt buyers]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13246</guid>
		<description><![CDATA[Q. My husband passed away 10 yrs ago. For the last 5 months, I keep getting calls about a bill from the phone company (Ma Bell) saying I owe them money for some calls to a adult phone line from 12 yrs ago. I don&#8217;t believe my husband did this and he&#8217;s been dead 10 [...]]]></description>
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		<title>File Bankruptcy?  Most Negative Items Almost off Credit Report.</title>
		<link>http://www.creditinfocenter.com/wordpress/2012/01/03/file-bankruptcy-most-negative-items-almost-off-credit-report/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2012/01/03/file-bankruptcy-most-negative-items-almost-off-credit-report/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 15:39:37 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 bankruptcy]]></category>
		<category><![CDATA[date of removal from credit report]]></category>
		<category><![CDATA[file bankruptcy]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[Statute of limitations]]></category>
		<category><![CDATA[statute of limitations has run]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13158</guid>
		<description><![CDATA[Q. I am trying to assist my daughter with her credit problems. I obtained the 3 credit reports and all of the negative entries (9 of them) were &#8220;charged off&#8221; by the original creditors and were &#8220;bought by another lender&#8221; or &#8220;placed for collection.&#8221; The statute of limitations has expired on all of the negative [...]]]></description>
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		<title>Debt Past Statute of Limitations and Collection Threatens to Issue 1099-C</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/12/27/debt-past-statute-of-limitations-and-collection-threatens-to-issue-1099-c/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/12/27/debt-past-statute-of-limitations-and-collection-threatens-to-issue-1099-c/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 16:33:39 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[1099-C]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[State Attorney General]]></category>
		<category><![CDATA[Statute of limitations]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=13135</guid>
		<description><![CDATA[Q. Can a collection agency file a 1099-C on a debt that the statute of limitations has ran out on? Any help would be appreciated &#8211; they&#8217;ve been calling, and threatening to file. A. Your question brings up two points a) can a collection agency continue collection efforts after the statute of limitations has run [...]]]></description>
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		<title>Beware of Debt Settlement with Junk Debt Buyers</title>
		<link>http://www.creditinfocenter.com/wordpress/2011/11/17/beware-of-debt-settlement-with-junk-debt-buyers/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2011/11/17/beware-of-debt-settlement-with-junk-debt-buyers/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 17:11:53 +0000</pubDate>
		<dc:creator>Meredith Simonds</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[bad debt buyers]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt buyers]]></category>
		<category><![CDATA[Junk Debt Buyers]]></category>
		<category><![CDATA[settling debt]]></category>
		<category><![CDATA[Statute of limitations]]></category>
		<category><![CDATA[zombie debt buyers]]></category>

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		<description><![CDATA[Before settling on any old debt, check the statute of limitations on your debt.]]></description>
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