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	<title>Creditinfocenter Blog &#187; Statute of limitations</title>
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		<title>Credit Cards &#8211; Open Ended or Written Accounts?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/01/22/credit-cards-open-ended-or-written-accounts/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/01/22/credit-cards-open-ended-or-written-accounts/#comments</comments>
		<pubDate>Thu, 22 Jan 2009 14:50:12 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[I'm being sued!]]></category>
		<category><![CDATA[Case Law]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Open Ended]]></category>
		<category><![CDATA[State Statutes]]></category>
		<category><![CDATA[Statute of limitations]]></category>
		<category><![CDATA[Written Accounts]]></category>

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		<description><![CDATA[For some people being hounded or even sued for credit card debt,  whether or not a credit card is considered to be a written or open account by state statutes is crucial.  Why?  Because of the statute of limitations on the debt.  If a debt is past the statutue of limitations, a consumer can not [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Which Statute of Limitations on a Debt is Applicable if I&#8217;ve Moved?</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/10/30/which-statute-of-limitations-on-a-debt-is-applicable-if-ive-moved/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/10/30/which-statute-of-limitations-on-a-debt-is-applicable-if-ive-moved/#comments</comments>
		<pubDate>Thu, 30 Oct 2008 14:52:38 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[Credit Counselor Front Lines]]></category>
		<category><![CDATA[I'm being sued!]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[Creditor Lawsuit]]></category>
		<category><![CDATA[Debt Borrowing]]></category>
		<category><![CDATA[State Laws]]></category>
		<category><![CDATA[Statute of limitations]]></category>
		<category><![CDATA[Written Contract]]></category>

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		<description><![CDATA[Just received this question from a reader: 
Q. I had a collection that originated in 2004 in Maryland. The statute of limitations (SOL) was 3 years; 2007 came and went with no suit from the collection agency.
Now I live in a state where the SOL on a written contract is 6 years. If they can [...]]]></description>
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		<slash:comments>15</slash:comments>
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		<title>Statutue of Limitations On A Debt &#8211; It May Not Depend on Your State</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/08/01/statutue-of-limitations-on-a-debt-it-may-not-depend-on-your-state/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/08/01/statutue-of-limitations-on-a-debt-it-may-not-depend-on-your-state/#comments</comments>
		<pubDate>Fri, 01 Aug 2008 12:54:49 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[I'm being sued!]]></category>
		<category><![CDATA[Legal Stuff]]></category>
		<category><![CDATA[Capital One vs. Gregorich]]></category>
		<category><![CDATA[Cardmember Agreement]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[Statute of limitations]]></category>

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		<description><![CDATA[In general, the statute of limitations (SOL) on a debt starts 180 days after a credit card company charges off the debt.   Each state has a different statute of limitations.  To see what the (SOL) is in your state, click here. 
Recently, however the question of which state to use as the [...]]]></description>
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		<slash:comments>10</slash:comments>
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		<item>
		<title>Your Old Hospital Bill is Up for Bid Online to Collectors</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/06/23/collectors-bid-online-hospital-bill/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/06/23/collectors-bid-online-hospital-bill/#comments</comments>
		<pubDate>Mon, 23 Jun 2008 14:34:19 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[ARxChange]]></category>
		<category><![CDATA[Auction Debt Online]]></category>
		<category><![CDATA[Collectors]]></category>
		<category><![CDATA[Hospital Bill]]></category>
		<category><![CDATA[Medipent]]></category>
		<category><![CDATA[Statute of limitations]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/2008/06/23/collectors-bid-online-hospital-bill/</guid>
		<description><![CDATA[It&#8217;s common knowledge that credit card companies sell off bad debt to collection agencies (aka Junk Debt Buyers).  It&#8217;s also known that hospitals and doctors sell off debt to collection agencies as well.   But did you know that hospitals are auctioning their debts off on the internet?  Two main companies, ARxChange.com [...]]]></description>
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		<slash:comments>0</slash:comments>
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