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	<title>Creditinfocenter Blog &#187; usuary laws</title>
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		<title>Direct Deposit Advance Loans &#8211; Aren&#8217;t They Payday Loans?</title>
		<link>http://www.creditinfocenter.com/wordpress/2009/04/15/direct-deposit-advances-loans-payday-loans/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2009/04/15/direct-deposit-advances-loans-payday-loans/#comments</comments>
		<pubDate>Wed, 15 Apr 2009 14:53:29 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Consumer Debt]]></category>
		<category><![CDATA[PayDay Loans]]></category>
		<category><![CDATA[direct deposit]]></category>
		<category><![CDATA[FDIC regulations]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Payday Lending]]></category>
		<category><![CDATA[US Bank]]></category>
		<category><![CDATA[usuary laws]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.creditinfocenter.com/wordpress/?p=992</guid>
		<description><![CDATA[Regional banks U.S. Bancorp and Wells Fargo &#38; Co. offer &#8220;checking account advance&#8221; loans that allow customers with direct-deposit accounts to access funds before they are credited to a customer&#8217;s account balance. The short-term loans carry annual interest rates of about 120%.
Doesn&#8217;t this sound familiar?  Payday Lenders can also &#8220;advance&#8221; you money in your [...]]]></description>
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