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	<title>Creditinfocenter Blog &#187; Vantage Score</title>
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		<title>Effects of Closing a Credit Card on Your Credit Score</title>
		<link>http://www.creditinfocenter.com/wordpress/2010/08/24/effects-of-closing-a-credit-card-on-your-credit-score/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2010/08/24/effects-of-closing-a-credit-card-on-your-credit-score/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 15:17:58 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[closing a credit card]]></category>
		<category><![CDATA[Credit History]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Debt to Credit Ratio]]></category>
		<category><![CDATA[effect on credit score]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[Number of Cards]]></category>
		<category><![CDATA[Payment History]]></category>
		<category><![CDATA[Vantage Score]]></category>

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		<description><![CDATA[So you want to close a credit card but have heard that it might hurt your credit score. How much will it hurt? If I had a nickle for every time someone asked me what effect doing X or doing Y would have on their credit score, I would be able to take a very [...]]]></description>
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		<title>What Goes into Your Credit Score?</title>
		<link>http://www.creditinfocenter.com/wordpress/2008/11/19/what-goes-into-your-credit-score/</link>
		<comments>http://www.creditinfocenter.com/wordpress/2008/11/19/what-goes-into-your-credit-score/#comments</comments>
		<pubDate>Wed, 19 Nov 2008 14:18:41 +0000</pubDate>
		<dc:creator>Kristy Welsh</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Amounts Owed]]></category>
		<category><![CDATA[Credit History]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[New Credit]]></category>
		<category><![CDATA[Payment History]]></category>
		<category><![CDATA[Vantage Score]]></category>

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		<description><![CDATA[I get asked this question a lot: &#8220;If I do X, how many points will my credit score go up?&#8221; The truth is, no one knows EXACTLY, except for the creator of the FICO score, Fair Isaac and the creators of the other scoring system, VantageScore. VantageScore was created by the credit bureaus in an [...]]]></description>
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