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Entries Tagged as 'violations'

Lawsuits Against Creditors Reach Record Levels

August 19th, 2009 · 2 Comments · Consumer Debt, I'm suing those guys!, Legal Stuff, Mortgages

As of July 31, 2009, 5039 credit and debt related lawsuits across the USA haved been filed. In 2008, breaking the 5000 level took until October. The basis of these lawsuits were violations of the Fair Credit Reporting Act (FCRA) and Fair Debt Collections Practices Act FDCPA. The number includes lawsuits filed consumers [...]

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New bill in NewJersey establishes $10K Fine for Debt Collection Violations

April 25th, 2008 · No Comments · Consumer Debt

Go New Jersey! Now that the sub-prime crisis is at its height, you know debt collectors are getting more aggressive. We posted before that the FTC’s report on collection agency agency consumer complaints showed a dramatic increase in unethical practices of the collection agency industry.
FTC report: http://www.ftc.gov/os/2008/03/P084802fdcpareport.pdf
Link to Bill: http://www.njleg.state.nj.us/2008/Bills/A2500/2493_I1.HTM
A timely bill has [...]

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Suing a collection agency definitely works!

April 16th, 2008 · 6 Comments · I'm suing those guys!

I received the initial letter on 2/18/08, but this played out nicely and thought I would share as it is a good reason why the consumer should NEVER roll over to a collection agency.
I’ve posted all the updates.
“Three years ago I switched cell phone providers. I am fairly sure I settled up with the old [...]

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