Credit Infocenter

Everything you need to know
to improve your credit.

Improve Your Credit

Credit is an incredibly important part of our lives. Learn how to use it to your advantage.

Take the power back.

Improve your financial health and protect your future.

What your credit score means for your future.

  • Understand what your credit score says about you.
  • Learn how to order your credit reports.
  • We’ll show you how to rebuild your credit.

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Your identity is valuable. Learn how to protect it.

  • Detect threats with dark web surveillance and alerts.
  • Learn ways to avoid and resolve identity theft.
  • Set up credit monitoring and alerts.

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Understanding Bankruptcy

  • What bankruptcy means for your future.
  • Is filing for bankruptcy right for you?
  • Get legal advice.

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Tired of avoiding phone calls?

Learn how to resolve your debt:

  • Know your options.
  • Find out if you qualify for loan forgiveness.
  • Understand how debt affects your credit score.

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Everyone borrows money — even people who have money.
Learn how to get the right loan or financing for you.

Master the art of budgeting.

  • Learn the basics of personal financing.
  • How to find the right financial advisor for you.
  • The key to saving money.
  • Planning your financial future.

Learn More

Recent Blogs

Featured Article Affirmative Defenses That Don’t Work by Kristy Welsh Last updated on: Feb 10, 2021

These defenses have been floating around the internet for years and are totally useless in the issues we deal with on this site. 1.  Failure of Consideration. No exchange of money or goods occurred between the Plaintiff and the Defendant. Failure of consideration will void contracts in some cases. If the court rules that the debt […]

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Featured Article New Rules Implemented by The Consumer Financial Protection Bureau (CFPB) Clarify the Way Debt Collectors May Deal with Consumers by Kristy Welsh Last updated on: Jan 21, 2021

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to curb the abusive practices of debt collectors. The law has been used in court many times and has had many interpretations over time.  The CFPB has been charged with enforcing the law and guiding debt collectors and consumers with regard to the Fair […]

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Featured Article How Will Unemployment Affect My Credit? by Kristy Welsh Last updated on: Jun 30, 2020

If you’ve been laid off recently, the last thing you will want to worry about is how your credit report will be affected by this temporary situation.  There is good news and bad news for you.  First the good:  your credit score will not be directly affected by your lack of employment.  The bad:  your […]

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