Improve Your Credit Starting Right Now

Our guide will show you how to:

Get Out of Debt

Learn how to get out of debt for good and build the financial future you want.

How Debt Affects Your Credit Score

It’s easy to let debt spiral out of control. If you pay attention to these 5 things, you can manage not only your debt but also improve your credit score.

What Is Debt Settlement and Is It Right for You?

Creditors or collection agencies offer to renegotiate the amount you owe to something lower. Debt settlement can sound like a dream come true. But is it?

Everything You Need to Know About Debt Collectors

If you are dealing with a debt collector, you have protections under the law. Learn about your rights and how to be free of abusive, unfair debt collection practices.

The Banks That Want Your Business

Open a free online bank account with no credit check, no monthly fees, or minimum balance requirements.

Finding The Best Credit Cards and Personal Loans

You can find the loan that’s right for you, even if you have bad credit.

The Best Credit Cards, Even If You Have Bad Credit

How to Use a Secured Credit Card to Rebuild Credit

Credit Builder Loans: How They Work and How to Get One

Join Our Community Forum

Our community members offer solutions to your credit and debt problems. You’ll also find resources on how to maintain and improve a good credit score.

Credit Repair

Understanding the complex rules of credit repair along with the decision to hire an agency or doing it yourself.

Collections

All your questions about those nasty collection agencies and what to do about them.

Debt Settlement

Is debt settlement right for you and if so, what are the tips and tricks for getting out from under all of that debt?

Legal Issues

Advice and advocacy for people undergoing legal stress from creditors and collection agencies.

Bankruptcy

Advice on navigating the difficult decision around bankruptcy and finding the best attorneys.

Banking

What should you look for in a bank and which banks will fit your needs? Our community has some great advice.

Student Loans

Managing student debt to reduce your payments, gain payment exceptions, and planning for the future.

Mortgages

Community support for getting the best mortgage or managing your mortgage if you are experiencing financial stress.

Our Guides To Improve Your Personal Finances

Start Transforming Your Finances With Our In-Depth and Informative Complete Guides.

The Complete Guide to Your Credit Report

Getting your free credit reports is easy. Here’s how to read and understand them.

The Complete Guide to Credit Repair

The advantages and pitfalls of credit repair… and what to expect.

The Complete Guide to Managing Debt

Debt can feel like a burden that never goes away until you understand how to manage it.

The Complete Guide to Debt Collectors

Here’s how to deal with the constant calls, emails, and letters from debt collectors.

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We’ve been around for over 27 years, and with 3,000+ articles and over 1,000,000 community forum posts… chances are high we have the answer to your question.