Credit Info Center was founded in 1995 as a blog and newsletter publisher of credit repair information. We started out small, offering free information on how to fix simple errors you might find on your credit reports. Over the next two decades, we added additional informational topics such as credit cards, banking, debt, and mortgage loans. We also formed one of the largest online community forums with information and insight about these same topics. Our forum features over one million posts and thousands of users.
Today, CreditInfoCenter.com continues to offer timely information and resources important to our readers. We have a reputation as one of the premier authorities on credit repair and personal finance and offer thousands of articles to eager information gatherers.
Our mission is simple: create opportunities for consumers to get access to the financial information, products, and services they need. CreditInfoCenter.com is owned by Cordus Partners, LLC, a U.S.-based personal finance information provider.
Thanks for visiting our site. We invite you to browse the topics of most interest to you.
|Get the car of your dreams without the risk of hidden fees, increasingly rising interest rates, or having your credit history used against you.
|Find free checking, second chance checking, digital banks, and high-interest savings accounts. Take the frustration out of banking with thorough reviews and articles on high-yield Savings Accounts, Checking Accounts, Non-ChexSystem banks, and more.
|As tempting as bankruptcy may be, it is nothing to be entered into lightly and should always be considered as a last resort. These articles educate you about the bankruptcy process, reasons to avoid it at all costs, instances where it may make sense, and finding professionals to help. We cover bankruptcy alternatives, means testing, and finding a good bankruptcy attorney.
|Budgeting is often treated as a dirty word, and saving money doesn’t get treated much better. But if you want to make money work for you, a budget and savings plan cannot be ignored. And if your credit is suffering, understand that no credit recovery plan is complete without learning money management. These articles on budgeting and saving can help.
|Introduction to credit with broad and informative information to help you navigate your way to a successful credit score. Whether you need to learn about credit for the first time or if you’re working to rebuild your credit, CreditInfoCenter has the answers.
|Everything about credit cards, the best credit cards, how to get a credit card, and the negative impact if you don’t pay your credit cards on time. We review and recommend the best credit cards for those with good and bad credit.
|You have the right to dispute any information in your credit files that you believe is inaccurate. Anything a credit repair company can do legally to fix your credit – you can do yourself. We help you get started.
|Credit Repair Letters
|Every letter you need to successfully dispute your credit report for any reason, including hard inquiries, foreclosures, late payments, repossessions, judgments, bankruptcies, collections, and charge-offs.
|Credit Reports and Scores
|Everything you need to know about credit reports and credit scores. Includes detailed information on how to read and understand your credit report, how a credit score is used, the huge and powerful agencies behind your credit report and score, and real strategies to help you build, improve, and maintain a solid credit score.
|Dealing With Debt Collectors
|We show you how to protect yourself from the aggressive tactics imposed by debt collectors. You have a legal right to be free of abusive, unfair debt collection practices. Learn what your rights are and how to approach debt collectors.
|Identity theft happens when someone steals your personal information. Identity fraud happens when they use stolen personal information to commit fraudulent acts. ID theft and identity fraud are serious crimes that can wreak havoc on your finances and credit history.
We can help you protect yourself from identity theft and fraud and walk you through the credit repair process if it happens to you or a family member.
|A good retirement account depends on making good investments in the years prior to retirement age. Obviously, the sooner you start making these investments, the better. But whether you are in your twenties or in your fifties, it is never too early or too late to get started. We can help.
|In this ever-increasing litigious society, one day you may find yourself on the receiving end of a lawsuit. Have no fear — we have all the basic information you will need to navigate your way through litigation.
We cannot stress enough, however, that we are not lawyers, and any and all information on our site is just that — information, not legal advice.
If you have any questions regarding litigation, it is best to seek the advice of a licensed attorney in your state.
|Debt management is a way to get your debt under control through financial planning and budgeting. The goal of a debt management plan is to use these strategies to help you lower your current debt and move toward eliminating it completely.
|Purchasing a home can be one of the largest investments you can make – take the complication out of the process by researching mortgage rates, real-estate brokers, and staying ahead of the curve.
|One of the main reasons for fixing your credit and increasing your credit score is so that you can be approved for a loan. It might be a loan for a car, a house, or an RV. Or maybe you want to borrow money so that you can start your own business. We’ll explore various loan types, compare lenders, and learn how to obtain a loan with minimal interest.
|We provide information to help students and parents navigate through the maze of loans and grants that are available to college students. You’ll be able to find and compare student loan lenders, learn tricks to managing student debt, and more.
|Tax codes change all the time but there are some things that remain the same — tax levies, how to avoid an IRS audit, and how to negotiate back taxes with the IRS. All of these topics, and more, are covered in the taxes section.