Find free checking, second chance checking, digital banks, and high-interest savings accounts. Take the frustration out of banking with thorough reviews and articles on high-yield Savings Accounts, Checking Accounts, Non-ChexSystem banks, and more.
You need credit for just about anything these days, including opening a checking account. For anyone that’s living with damaged credit, getting something as simple as a bank account to pay bills can be a challenge. Luckily, there are banks …
If your bank recently contacted you to tell you that your account has been closed or your application for a checking account has been denied, this is usually a result of a negative report coming from a company called ChexSystems. …
Are you a small business owner who has had a few banking blunders in the past? If so, you may have experienced difficulties opening a business checking account. The good news is there are plenty of banks out there willing …
If your checking account has been terminated or you’re having a hard time getting approved for a new checking account, a second chance checking account may be your ticket back into the banking system. Millions of Americans have been denied …
Millions of Americans have been denied access to a checking account due to a wide variety of banking mistakes they may have made in the past. This can be devastating to anyone who relies on banking services to pay bills …
In the United States, there are three main credit bureaus that collect and report your individual credit information. Much like the credit bureaus, TeleCheck is a consumer reporting agency that collects data related to checks and bank accounts. TeleCheck provides …
You need credit for just about anything these days, including getting a conventional checking account. This might be news to some, but for those that are living with damaged credit, getting something as simple as a bank account to pay …
Even prior to the COVID-19 pandemic, banks and credit unions were closing branches at a rate of over 100 per month. Since March 2020, one report says that branch closure rate has doubled as consumers become accustomed to doing more …
Whether you’re looking for a checking or savings account, loans, credit cards, or other lines of credit, you’ve likely come across both banks and credit unions. While on the surface they seem quite similar, there are some key differences between …
If you’ve been denied a traditional bank account for any number of reasons, you aren’t out of luck. Second chance accounts can be a great option for anyone who has a checkered banking history but still needs access to banking …
Even prior to the COVID-19 pandemic, banks and credit unions were closing branches at a rate of over 100 per month. Since March 2020, one report says that branch closure rate has doubled as consumers become accustomed to doing more …
You’re probably already familiar with the credit bureaus – the credit reporting agencies in the U.S. that collect and report your individual credit information. What you may not have ever heard of is an entirely separate organization called Early Warning …
If you’ve recently been flagged by ChexSystems for a recent banking mistake you made, you might be wondering how to get out of it. Whether you have bounced a check, withdrew more money than you had available, or have unpaid …
If you have found yourself in a situation where your check has been denied or your checking account has been terminated, you may have heard about ChexSystems. If this hasn’t happened to you, then the chances are that you’re probably …
You are going to have a hard time opening a new account with a bank if you have bounced too many checks or owed money on an overdrawn account. Why? Because millions of people are blocked from opening a checking account …
Early Warning Services, LLC was formed to help eliminate fraud in the financial systems. The roots of this company were formed over 20 years ago and it is currently owned by Bank of America, JPMorgan Chase, and Wells Fargo. This …
Over the last few years, we have been hearing more and more stories about how sensitive information is being stolen from department store computers. Two big stories that come to mind are Target and Neiman Marcus where hackers made off with tens …
We expect colleges to look out for the best interest of their students. This not only includes curriculum and on-campus safety, but also their financial well-being. Unfortunately, many schools are falling short in the financial department, thus the importance of CFPB …
Whatever your reason for wiring money to another country, it is obviously an important one, particularly in an emergency situation. So the last thing you need to worry about is a confusing or difficult remittance process. Thus, the CFPB’s oversight of international …
When it comes to your financial well-being, there is nothing more important than protecting and growing your money. You count on your bank to help you do just that, and it is the job of the CFPB to ensure they …
On the heels of the most recent Great Recession, more and more people are experiencing a newfound dedication to becoming financially literate and more careful about how they spend their money. Gone are the days of frivolous spending as many …
For years, prepaid debit cards were the ugly stepchild of payment card options, wrought with high fees and used predominantly by the unbanked who do not have access to traditional credit or debit cards. But as an April 2015 survey by TD Bank …
Using a debit card to pay for groceries or gas has become a way of life for most Americans. A debit card, also known as a bank card or check card, provides the cardholder electronic access to his or her bank account and …
When you go on vacation, you expect an interruption in your daily habits, but that hair-trigger use of your debit card probably isn’t among them. It’s become second nature, hasn’t it? From a $200 grocery trip here to a $5 coffee …
All the hype you’ve heard about credit unions is well-earned. It’s the reason we’ve seen growth at more than three times the rate of credit activity among consumers of other lender types. And it’s the reason you need to know how credit unions work and how to join one, which is easier than you might think. Whether it’s better customer service you’re looking for, or better chances of getting a loan when you’re trying to repair your credit, get the facts about how a credit union could be just what you need.
Whether you have a charged-off bank account or you’ve never bounced a check in your life, ChexSystems needs to be on your radar. This consumer reporting agency not only collects information on your banking activity, but can also show evidence of fraudulent bank accounts opened in your name. This not only affects your ability to open bank accounts in the future, but could impact credit applications, so checking your ChexSystems report and score is an important step in the credit repair process.
Sign up to our monthly newsletter for useful articles, tips, and tricks for boosting your credit score.
We are committed to keeping your e-mail address confidential. We do not sell, rent, or lease our contact data or lists to third parties.
© Copyright 2023 | Cordus Partners, LLC | All Rights Reserved