Bank Accounts for Bad Credit
A checking account is one of those required things in life. You need access to a debit card for purchases or direct deposit from an employer. A checking account is almost the only way to enjoy these basic services. But …
Banking
Find free checking, second chance checking, digital banks, and high-interest savings accounts. Take the frustration out of banking with thorough reviews and articles on high-yield Savings Accounts, Checking Accounts, Non-ChexSystem banks, and more.
Open a Bank Account Online with No Deposit and Bad Credit
You need credit for just about anything these days, including opening a checking account. For anyone that’s living with damaged credit, getting something as simple as a bank account to pay bills can be a challenge. Luckily, there are banks …
The Best Banks That Don’t Use ChexSystems
If your bank recently contacted you to tell you that your account has been closed or your application for a checking account has been denied, this is usually a result of a negative report coming from a company called ChexSystems. …
Opening a No ChexSystems Business Checking Account
Are you a small business owner who has had a few banking blunders in the past? If so, you may have experienced difficulties opening a business checking account. The good news is there are plenty of banks out there willing …
The Second Chance Banks Near Me
If your checking account has been terminated or you’re having a hard time getting approved for a new checking account, a second chance checking account may be your ticket back into the banking system. Millions of Americans have been denied …
The Best Second Chance Banks and Credit Unions
Millions of Americans have been denied access to a checking account due to a wide variety of banking mistakes they may have made in the past. This can be devastating to anyone who relies on banking services to pay bills …
Everything You Need to Know About TeleCheck
In the United States, there are three main credit bureaus that collect and report your individual credit information. Much like the credit bureaus, TeleCheck is a consumer reporting agency that collects data related to checks and bank accounts. TeleCheck provides …
The Best Checking Accounts for Those With Bad Credit
You need credit for just about anything these days, including getting a conventional checking account. This might be news to some, but for those that are living with damaged credit, getting something as simple as a bank account to pay …
6 Free Online Checking Accounts with No Opening Deposit
Even prior to the COVID-19 pandemic, banks and credit unions were closing branches at a rate of over 100 per month. Since March 2020, one report says that branch closure rate has doubled as consumers become accustomed to doing more …
Are Chase and Citibank FDIC Insured?
Yes, both Chase Bank and Citibank are insured by the Federal Deposit Insurance Corporation (FDIC). This is important for several reasons: Protection of deposits: FDIC insurance guarantees that your money is safe up to $250,000 per depositor, per FDIC-insured bank, …
The Complete Guide to Banks and Credit Unions
Whether you’re looking for a checking or savings account, loans, credit cards, or other lines of credit, you’ve likely come across both banks and credit unions. While on the surface they seem quite similar, there are some key differences between …
What Is Second Chance Banking?
If you’ve been denied a traditional bank account for any number of reasons, you aren’t out of luck. Second chance accounts can be a great option for anyone who has a checkered banking history but still needs access to banking …
The Best Prepaid Cards for 2022
Discover the best prepaid cards for 2022. Compare fees, rewards, and mobile apps for top picks like Bluebird, Amex Serve, and FamZoo to manage your money.
The Best Online Checking Accounts
Find the best free online checking accounts with no monthly fees, no minimum deposits, and high acceptance rates. Start your digital banking journey today.
Everything You Need To Know About Early Warning Services (EWS)
What is Early Warning Services (EWS)? Learn how this agency tracks your banking history, how it affects your ability to open accounts, and how to dispute errors.
How to Get Out of ChexSystems
Flagged by ChexSystems? Follow our 5-step guide to dispute negative listings, remove inaccurate account info, and restore your banking privileges.
What Is ChexSystems?
Understand what ChexSystems is and how it impacts your banking. Learn the common reasons for being reported and how long negative events stay on your report.
Remove Negative Information From Your Checking Account History
Blocked from opening a bank account? Learn how to fix your ChexSystems history by identifying negative listings and disputing overdrafts or forced closures.
Payday Loans Cheaper than Checking Overdraft Fees or PrePaid Debit Cards?
Compare the costs of payday loans versus bank overdraft fees and prepaid debit cards. Discover which financial tools are actually more expensive in the long run.
Early Warning Services, LLC
Early Warning Services, LLC was formed to help eliminate fraud in the financial systems. The roots of this company were formed over 20 years ago and it is currently owned by Bank of America, JPMorgan Chase, and Wells Fargo. This …
Information on Debit Card Data Theft at ATMs
ATM skimming is on the rise. Learn how thieves steal debit card data and find practical tips to keep your PIN and financial information safe while using ATMs.
CFPB Protects Young Consumers in Banking and Credit Cards
Discover the CFPB’s initiatives to protect young consumers. From campus debit cards to credit card agreements, stay informed about your financial rights.
How the CFPB is Protecting International Money Transfers
Sending money abroad? Learn how the CFPB protects international money transfers through the Remittance Transfer Rule, ensuring transparency and accuracy.
How the CFPB Protects Banking Services
Understand how the CFPB protects your banking services. From mobile finance to community bank collaboration, learn how they regulate and oversee your money.
Prepaid Cards Can Teach Teenagers About Money
Discover the best prepaid cards for teenagers. Learn the pros and cons of using prepaid cards as training wheels for financial independence and budgeting.
Why Millennials Love Prepaid Debit Cards
Discover why Millennials are choosing prepaid debit cards for better budgeting. Learn the benefits of avoiding revolving debt and protecting your finances.
Debit Card Fees — New Tide in Merchant Fees
Learn about the impact of debit card swipe fee caps on merchants and banks. Discover how these changes could lead to higher banking fees for consumers today.
Safely Use Your Debit Card Abroad
Traveling overseas? Learn how to safely use your debit card abroad, from avoiding ATM cloning to understanding foreign transaction fees and withdrawal limits.
Is It Time to Switch Your Checking to an Online Bank?
Should you say goodbye to traditional banking? Explore the benefits of online banks, from higher interest rates to lower fees, and get tips for choosing the right one.
The Pros and Cons of Non-Bank Banking
Explore alternatives to big-box banks. Learn the pros and cons of credit unions, money market mutual funds, and cash management accounts for your money today.