Introduction to credit with broad and informative information to help you navigate your way to a successful credit score. Whether you need to learn about credit for the first time or if you’re working to rebuild your credit, CreditInfoCenter has the answers you need.
In an effort to provide a deeper view into important topics, CreditInforCenter.com has developed 12 comprehensive “Complete Guides”. This is some of our most important content and we’ll update and modify them as needed.
Credit monitoring is one of the most effective tools when it comes to preventing a major financial catastrophe. It protects you against fraudulent credit activity and ensures you may never have to tread through the murk of credit repair. The …
Identity theft in America is rising steadily each year. With rapidly advancing technology and increasing public online presence, there are countless ways for an identity thief to access your information and use it against you. With that being said, there …
When you apply for a loan or credit card, the lender pulls your credit information from one or all of the three major credit reporting agencies in the United States; TransUnion, Equifax, and Experian. These agencies (commonly referred to as …
Whether you’re just starting to establish your credit for the first time or rebuilding your credit after past mistakes, it’s crucial to know how long it will take you to build credit. Unfortunately, there is no one-size-fits-all answer to this …
If you don’t understand the difference between your credit report and your credit score, you are not alone. Many people do not realize that credit reports and credit scores are two entirely different things. Your credit score, as well as …
When you apply for a loan, one of the questions on the application may ask for your credit score. You should be able to give a fairly accurate guess. You most likely won’t be exact since credit scores can change …
Credit is the ability to purchase goods or services without paying cash. It is a vital part of personal and business economics. Most people don’t think about credit until they find that they need it and don’t have it. A …
Going through a divorce is never fun and there is a long list of things that need to be sorted out during the process. Protecting your credit should be at the top of the list. Even if you and your spouse are on …
When you think about all the time you spent removing negative items from your credit report, the last thing you want to do is assume your job is done. Good credit requires ongoing monitoring to ensure that you don’t lower your …
It’s no surprise unemployment is a major contributing factor to bad credit. If you’re not making money, you can’t pay your bills and if you are not paying your bills on time, you are getting late payment dings on your credit …
Thinking about buying a house or a car in the near future? If so, you will need to review your credit reports to see just how bad (or good) your credit really is. The average American credit score is currently …
The beauty of going on vacation is the promise of a carefree experience void of everyday concerns. A sure-fire way to taint your trip is to charge more than you can afford. Don’t let this happen to you. Include in …
If your credit monitoring is limited to the free credit reports you see once a year through AnnualCreditReport.com, it’s time to broaden the scope. Your credit reports change all the time and you shouldn’t have to wait 12 months to …
There are a lot of people in American who have bad credit and the cycle of bad credit is a vicious one. If you’re not mindful of what it takes to break it, and dedicated enough to repair your credit, all …
Bad credit, in and of itself, makes you feel bad enough, serving as a constant reminder of your past misfortunes and/or mistakes. Add to that the very real problem bad credit poses to your everyday life, and you have a …
The longer you live with bad credit, the more daunting the road back to good credit can feel. That’s why it’s important to break down the process of rebuilding your credit into manageable steps. You never want to try to do …
Many of our readers come to this site looking for advice on how to rebuild their credit by either reducing their debt or applying for a credit card. Recently we received an e-mail from a distraught reader wondering how to recover from financial …
This article may not apply to you directly but maybe you know someone who was just released from prison. Or, if you were on the wrong side of the law and had to spend some time in jail, chances are …
Do you need to rebuild your credit after bankruptcy? Do you have bad credit and can not qualify for an unsecured credit card or loan? You are not alone! More and more Americans are seeing their credit scores plummet due to overwhelming debt …
Who says you need to use credit cards to build up your credit? Well, maybe we did. So, what advice can we offer our readers who don’t want to use credit cards? For those of you who can’t get a credit …
Having and keeping good credit takes hard work and it is something you need to work on continuously. Not only do you need to review your credit reports regularly and remove any incorrect information, but you need to keep building better credit. …
Many Americans have seen their credit scores take a nosedive over the last few years due to late payments, foreclosures, bankruptcies, and out-of-control debt. With a little work, you can rebuild your credit by removing negative items from your credit …
In our article Myths about Divorce Decrees, we touched on the fact divorce decrees do not relieve either party of joint financial responsibility. The purpose of divorce is to split off emotionally, and financially, from your ex-spouse. If you aren’t careful, your spouse’s …
A divorce decree is the court’s final ruling and judgment order that makes the termination of a marriage official. Each divorce decree will be different, but in general, the purpose of the decree is to summarize the rights and duties of …
If you’re newly divorced, you may now be in the process of adjusting if your previous transactions were under your married name or even under your husband’s name. You may have been the one paying for half or the majority of …
Going through a divorce can be painful and it can affect your finances. On top of having to sort through all of your possessions, you will also have to deal with all of the joint credit accounts you and your future …
If you are in the process of repairing your credit, it is very important to use some type of credit report monitoring program. This way you can see if items are coming off of your report or if there are new negative items …
With all that credit bureaus know about us, it can be an unsettling feeling when we know very little about them. How do they get their information? How often does this information change? How do they know if it’s accurate? …
What if you didn’t know what credit was going to cost until you got the bill? What if errors could stay on your credit reports with no dispute process? What if debt collectors could use whatever means they wanted to …
Sign up to our monthly newsletter for useful articles, tips, and tricks for boosting your credit score.
We are committed to keeping your e-mail address confidential. We do not sell, rent, or lease our contact data or lists to third parties.
© Copyright 2023 | Cordus Partners, LLC | All Rights Reserved