The Importance of Resolving Debt,
I too was taken to court and have a deadline to meet, which I am trying to meet. However, Sutmiller & Hammer also have an error on their letterhead for bill collection. So, if you do not clarify with the Post Office or their website you will be nailed for sending it to the wrong address.
I would check the arb clause in the contract you're planning to use. Does it require you to notify (now) the assignee of (instead of) Credit One Bank in writing?
I would work on the answer, the affirmative defense, the affidavit and post the draft here first. If you have time to put together a solid MTC in time, then you can submit it at the same time. Didn't you say you have the same judge that ruled against you in a previous case?