Forums

  1. Announcements

    1. Polls

      Weigh in on what's going on with your credit, debt or legal issues.

      110
      posts

    2. PLEASE READ BEFORE POSTING / Board Announcements

      Find posting etiquette tips, other "rules of the road", abbreviations explained, and announcements we need to share with you. All new members should start here.

      178
      posts

    3. Resources

      Place to go to look up helpful information such as state laws, case law and other sites for finding great information regarding credit repair.

      563
      posts

  2. Credit Repair Forums

    1. Credit Repair

      All your credit repair questions.

      154,504
      posts

    2. Collections

      All your questions about those nasty collection agencies and what to do about them.

      152,005
      posts

    3. Credit Bureaus/Reports/Scores

      Everything you wanted to know about the Big 3 (and all the other little ones, too!)

      45,042
      posts

    4. Credit Article of the Week

      Get the latest news about credit and finance!

      11,502
      posts

  3. Legal Issues

    1. Is There a Lawyer in the House

      Hang out with our expert legal minds - get advice on lawsuits, procedure and credit case law.

      333,108
      posts

    2. Bankruptcy Q and A

      Have questions about filing a bankruptcy? Wondering what it will do to your credit? Here is the place to start.

      15,910
      posts

  4. Debt Validation

    1. While You are In It Debt Validation Q and A

      This forum is for those of you who have started the debt validation process and need more information.

      26,888
      posts

    2. Debt Settlement

      Tips and tricks for getting out from under all of that debt.

      16,999
      posts

  5. Loans and Banking

    1. Obtaining Credit Cards, Auto Loans and Financing

      Everything you want to ask about credit cards, auto financing and other types of loans other than mortgages: which programs are best, interest rates, etc.

      45,595
      posts

    2. Mortgages

      By Popular Request

      18,486
      posts

    3. Student Loans

      Get the latest news about credit and finance!

      5,533
      posts

    4. Banking and Finance

      Questions about a specific bank? Personal investment/finance questions? Ask the experts here!

      4,834
      posts

  6. Non Credit

    1. Off Topic

      Get to know each other here - all other non-credit questions....

      53,742
      posts

    2. Wine

      I love wine, so if you do, too, here is a place to discuss it.

      651
      posts

  • Topics

  • Posts

    • LaneBlane
      Expiration of SOL Before AAA Arbitration Commences

      By LaneBlane · Posted

      I did object to the attorney filing a notice to appear.   A few weeks later I received a letter from AAA stating they would not administer my case or any other consumer case filed against the company because the company hadn't complied with AAA's policies.  (It's worth noting that the company has had a couple class action suits filed against them and they filed an MTCA in each to try to get the cases out of court.) The attorney made an extremely low settlement offer and I countered last week.  (I'm still awaiting a response.)  If we're not able to settle within the next few weels, I'll have to start preparing a complaint to file in court because I have an SOL coming up in March. I'd prefer to handle this in arbitration because I'd be protected by a $200 cost/fee cap.  I also believe arbitration would be easier for me to navigate as a pro se.  If I need to file in court to freeze the SOL, and they filed an MTCA, I could always agree to arbitration if they paid my filing fee.  That would freeze the SOL and get this back to arbitration. Reminder:  This case doesn't involve credit/debt. 
    • catlady22
      Colorado - being sued by Portfolio Recovery

      By catlady22 · Posted

      Thank you! I'll type that up later and post, do you mind taking a look? So they have until Tuesday to pay AAA (my fee was waived.) we have a paper review hearing ordered by the judge on Feb 18.
    • fisthardcheese
      Expiration of SOL Before AAA Arbitration Commences

      By fisthardcheese · Posted

      They CAN, but if you have already started working on an alternative like suing, you have a right to object to the re-opening at this stage. Alternatively, I would state that I stipulate to reopening the case, however I object to resubmitting any filing fee and request that the company pay the full filing fee.
    • fisthardcheese
      Letter from Stenger & Stenger..

      By fisthardcheese · Posted

      Send a DV like the others suggested. A very simple, single line dispute.  If you are positive this is over 7 years old, you have the option of simply telling them to never contact you again.  If you want to tell them to FOAD-off, then do NOT ask for validation, simply say "Do not contact me any further regarding this matter".  Make a copy of this before you send it and send it certified mail.  Keep the copy and certified receipt in a safe place.  If they do contact you again after receiving your letter, you should take all your proof to an attorney and get a bonus check from them.
    • fisthardcheese
      Sued by Absolute Resolutions Investments

      By fisthardcheese · Posted

      I would check your court rules and see if they are allowed to dismiss on their own after an answer is filed or a stay due to motion is in place.  Most courts say that in these instances, only a dismissal by stipulation is allowed.  This means an agreement between both parties.  If your court rules say that it must be a stipulated dismisal you have a choice to make.  You can allow them to circumvent the rules and take this dismissal without prejudice, or you can file an objection and state that the Plaintiff did not make any attempt to contact you and make any stipulation of dismissal per court rule [cite rule number]. I would then state that, nonetheless, Defendant will agree to a dismissal with prejudice in this case and ask the court to make this order.  This is the course I would go, personally.

  • Popular Contributors