Forums

  1. Announcements

    1. Polls

      Weigh in on what's going on with your credit, debt or legal issues.

      109
      posts
    2. PLEASE READ BEFORE POSTING / Board Announcements

      Find posting etiquette tips, other "rules of the road", abbreviations explained, and announcements we need to share with you. All new members should start here.

      175
      posts
    3. Resources

      Place to go to look up helpful information such as state laws, case law and other sites for finding great information regarding credit repair.

      549
      posts
  2. Credit Repair Forums

    1. Credit Repair

      All your credit repair questions.

      154,220
      posts
    2. Collections

      All your questions about those nasty collection agencies and what to do about them.

      149,494
      posts
    3. Credit Bureaus/Reports/Scores

      Everything you wanted to know about the Big 3 (and all the other little ones, too!)

      44,875
      posts
    4. Credit Article of the Week

      Get the latest news about credit and finance!

      11,408
      posts
  3. Legal Issues

    1. Is There a Lawyer in the House

      Hang out with our expert legal minds - get advice on lawsuits, procedure and credit case law.

      321,334
      posts
    2. Bankruptcy Q and A

      Have questions about filing a bankruptcy? Wondering what it will do to your credit? Here is the place to start.

      15,825
      posts
  4. Debt Validation

    1. While You are In It Debt Validation Q and A

      This forum is for those of you who have started the debt validation process and need more information.

      26,788
      posts
    2. Debt Settlement

      Tips and tricks for getting out from under all of that debt.

      16,633
      posts
  5. Loans and Banking

    1. Obtaining Credit Cards, Auto Loans and Financing

      Everything you want to ask about credit cards, auto financing and other types of loans other than mortgages: which programs are best, interest rates, etc.

      45,581
      posts
    2. Mortgages

      By Popular Request

      18,468
      posts
    3. Student Loans

      Get the latest news about credit and finance!

      5,523
      posts
    4. Banking and Finance

      Questions about a specific bank? Personal investment/finance questions? Ask the experts here!

      4,830
      posts
  6. Non Credit

    1. Off Topic

      Get to know each other here - all other non-credit questions....

      53,682
      posts
    2. Wine

      I love wine, so if you do, too, here is a place to discuss it.

      651
      posts
  • Who's Online   2 Members, 0 Anonymous, 40 Guests (See full list)

  • Forum Statistics

    106,312
    Total Topics
    876,655
    Total Posts


  • Topics

  • Posts

    • The clerk called several lawyers & creditors and requested those ppl meet those respective attorneys outside. The lawyer or maybe paralegal met each person in a private room. Unsure of each convo but when it was my turn I went in, said nothing & they requested a continuance. They apologized for a second continuance, said they don’t want to keep dragging me to court but set a new date. All of 30 min 
    • Did you have the initial phone conference and during that call did the arbitrator set a time frame for discovery to be completed?  Were these exhibits submitted outside of that time frame? As stated above, even if sibmitted in the proper time, if you have any objection to the documents, you should file a written objection within 7 days and state why you object to them.  You can further expand on your objection at the hearing, but if you don't object in writing withint 7 days first, the arbitrator may not allow you to object to them at the hearing.  So, I would say, if your objection is anything other than untimely filed, then go ahead and send it now.
    • This is why I do not like the "dismiss" language in an MTC.  I would always prefer a stay just for this very reason. Let us know what the judge ends up saying.  If you get an official "stay", then I would respond to the PRA email and copy JAMS and state that you object to PRA attempting to circumvent the arbitration case.  I would send a copy of the judge's order with my objection and state that the court has ordered this case to arbitration and that a unilateral dismissal of the court case is not proper per the rules AND that regardless of the court case outcome, that you are the Claimant in the JAMS case and the Respondent has no authority to close a case filed against them. After I send this email to PRA and JAMS, I would send a second email to the PRA attorney ONLY and in the subject line I would put "settlement offer". I would tell them that if they client does not wish to further pursue this case, that you will be willing to offer a mutual dismissal with prejudice, where they dismiss the court action with prejudice and you will dismiss the JAMS case with prejudice.  If they agree to this, the "with prejudice" should take care of both the credit reports and 1099 issue, so there is no need to send a laundry list of wishes.  Just make it simple with a mutual dismissal with prejudice.   Of course, again, this is ONLY if the court case is STAYED and you have that leverage to work with.
    • Depends on when you moved to Arizona.  If it was after 2/3/2018 then yes the SOL is expired and moving to Arizona does not revive it.  If you moved to Arizona while the SOL was alive then moving to Arizona extends it to the 6 years.  
  • Popular Contributors