Hi @LoveIsPower, I know your post is a bit old but do you mind sharing the outcome of your trial? I am currently dealing with an unlimited case in California so I'd love to hear about your experience. Thanks!
It's not quite clear . . . are these lawyers going to represent you in the debt case in state court, or are they going to file a FDCPA case in federal court? Usually consumer attorneys who take FDCPA cases do not charge their clients, as they can recover attorney fees from the debt collector defendant.
It depends on what you are comfortable with, and what you can afford. If this were my case, I would keep looking for lawyers. I think you have a FDCPA case here. The JDB is trying to collect on a debt they claim was sold to the first assignee in March 2017, while the OC was still sending you statements for months after that, which suggests that the debt was NOT sold in March 2017.
But I take an aggressive approach to JDBs. My motto is I don't pay them, they pay me when they violate the law.