One year later:
as an update, I did not file and serve a Memorandum of Costs (MC-010) to re-coup the money I lost. I was working so much that I chose to just move on and accept the nominal loss of money with the whole of the experience.
I did, however, twice file a claim dispute with transunion after the case was dismissed. The first time was unsuccessful but the second dispute worked and the default was scrubbed from my credit score with the other credit agencies scrubbing it as well.
I'm happy to say that I am feeling so much better (still out of debt and my credit score is no longer a worry) and I am soooooo grateful to the members of this community for their help. THANK YOU.
Best of luck to everyone.
Anyone know if Chase is still suing?
Obviously they used to be one of the most litigious creditor, but since getting smacked down for their collection practices a few years ago, my understanding was they ceased legal collections.
Tried to search on my state court's websites, but there are literally 10,000+ Chase cases circa 2010-3015 to wade through. Unfortunately there's no way to sort by the newest dates.
I have a few Chase chargeoffs from over two years ago. They've sent settlement offers for about ten cents on the dollar...which was unheard of from Chase years ago.