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By Harry Seaward · Posted
How can you know this? This is incorrect. I have spoken with JAMS and read their rules. The rules are absolutely ambiguous. That is a fact. The representative I spoke with at jams was considerably less ambiguous. She was pretty certain costs and fees could be reallocated back to the consumer. I know you have your own version of this, but the fact that two people can have diametrically opposing interpretations of the same set of facts is, by definition, ambiguity. Also incorrect. I'm reading AAA rules that expressly state that costs and fees cannot be reallocated back to the consumer except in a case where a the arbitrator finds the consumer brought frivolous or harassing claims. (If the consumer never brings their own claims, no fees can be reallocated.) Yes, you said this already. Please do starting now. -
Subjective experiences are important in these fights because each case, court, judge, and state are different. What I have experienced has influenced my dealings with these cases and the actions taken have been positive for me. Had I followed a less 'personally biased' approach suggested by others here or elsewhere, I would not have been as successful as I have been. We must always balance the subjective and the objective. I am hardly backpedaling. You are making an assumption about JAMS based solely on two cases where fees have become an issue and you are doing the same about AAA because you think there are no issues. I am experiencing one now and it is confusing, and instead of detailing it and working through it here, I will wait and share it in another thread so it may be helpful to others and not distracting from this particular OP. -
By Harry Seaward · Posted
Of course, but I'm not speculating based on a single personal experience. I'm amalgamating dozens of reports of nearly identical experiences. None of which are my own, by the way, so that rules out personal bias as a factor. This is appreciated because it's confusing that you now seem to be backpedaling on your earlier implication that they aren't following the fee structure rules and/or colluding with JDBs. -
By fisthardcheese · Posted
The only thing I would do aside from waiting is to send a settlement offer to the OC. -
Oh, I didn’t mean you had to look at the articles. I was addressing your question about the attorney. The articles are just extra information about the FDCPA and information about how to determine if an account has been sold to a debt buyer.
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