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  1. Announcements

    1. PLEASE READ BEFORE POSTING / Board Announcements

      Find posting etiquette tips, other "rules of the road", abbreviations explained, and announcements we need to share with you. All new members should start here.

      28
      posts
    2. Resources

      Place to go to look up helpful information such as state laws, case law and other sites for finding great information regarding credit repair.

      562
      posts
  2. Credit Repair

    1. Credit Repair

      Understanding the complex rules of credit repair along with the decision to hire an agency or doing it yourself.

      153.3k
      posts
    2. Collections

      All your questions about those nasty collection agencies and what to do about them.

      154.7k
      posts
    3. Credit Bureaus/Reports/Scores

      Everything you wanted to know about the Big 3 (and all the other little ones, too!)

      45.2k
      posts
    4. Identity Theft

      This is where you get to talk about the newest of criminal trends. Learn how to protect yourself!

      1.7k
      posts
  3. Legal Issues

    1. Is There a Lawyer in the House

      Advice for people undergoing legal stress from creditors and collection agencies. Hang out with our expert legal minds - get advice on lawsuits, procedure, and credit case law.

      343.3k
      posts
    2. Bankruptcy Q and A

      Have questions about filing a bankruptcy? Wondering what it will do to your credit? Need advice on navigation the difficult decision around bankruptcy? Here is the place to start.

      16k
      posts
  4. Debt Validation

    1. While You are In It Debt Validation Q and A

      This forum is for those of you who have started the debt validation process and need more information.

      26.9k
      posts
    2. Debt Settlement

      Is debt settlement right for you and if so, what are the tips and tricks for getting out from under all of that debt?

      17.6k
      posts
  5. Loans and Banking

    1. Obtaining Credit Cards, Auto Loans and Financing

      If you have any queries regarding credit cards, auto financing, or other types of loans besides mortgages, this forum has you covered. Our community can provide insights on the best programs, interest rates, and other relevant information to assist you in making informed decisions.

      45.6k
      posts
    2. Mortgages

      Community support for getting the best mortgage or managing your mortgage if you experience financial stress.

      18.5k
      posts
    3. Student Loans

      Not just limited to students and prospective college students, this board is also open to parents, student loan lenders, representatives from college financial offices, and anyone else with an interest and knowledge in the quickly evolving world of student lending.

      5.5k
      posts
    4. Banking and Finance

      Questions and information about free checking, second chance checking, digital banks, and high-interest savings accounts. Take the frustration out of banking with forum input about ChexSystems, Early Warning Services, Telecheck, and more. Our community has some great advice.

      4.9k
      posts
  6. Feedback and Non Credit Topics

    1. Forum Feedback and Other Off Topic Stuff

      Let's talk about this community forum, its structure, functionality, and possible enhancements. And, we always welcome general comments and well wishes from forum members!

      53.9k
      posts
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