I seen that somebody made a comment but they were upset because one of the people on here did not go though with filing a dispute to FACTA. So I just figured I'd post this on here and let y'all know that isn't going to do you any good because they don't help. I have three different accounts from them one I have no clue about & another with messed up info. So I disputed them & was turned down. I even have proof that this place has two different charges on me with the same open,closed dates and payments just a 40 dollar difference in what I owe. And one of them even stay I paid my bill off in one section then says that I still owe them. My dispute was still turned down so I'm going to have to go through a layer I guess.