Credit Repair

All your credit repair questions.

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  1. Identity Theft

    This is where you get to talk about the newest of criminal trends. Learn how to protect yourself!

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25,054 topics in this forum

  1. Are 609 letters legit?

    By Casper,
    • 5 replies
    • 908 views

  2. Do I have the correct steps to fix my credit the fastest way possible?

    By creditnewbie9,
    • 6 replies
    • 641 views

  3. Zombie Debt

    By ozaudio,
    • 5 replies
    • 462 views

  4. Need advice on suing Bank of America/FIA in small claims court

    By newyorkconsumerist,   
    • 10 replies
    • 4.4k views

  5. paying Amex time barred debt

    By Benny123,
    • 2 replies
    • 556 views

  6. Goodwill letter for overdraft

    By strive4credit,
    • 1 reply
    • 755 views

  7. Removing a JDB Collection from My Credit Reports

    By LaneBlane,
    • 3 replies
    • 913 views

  8. How To Negotiate a Particular Pay to Delete?

    By Ascendant,
    • 3 replies
    • 863 views

  9. just got a settlement letter now what

    By chuckwagon,
    • 1 reply
    • 625 views

  10. Late Response by Credit Bureau

    By Chala,
    • 6 replies
    • 752 views

  11. Help with improving scores for a mortgage

    By newearth78,
    • 2 replies
    • 1.4k views

  12. Best Approach to Repairing Credit to Buy Home? (Debt to Income Issue)

    By Ascendant,
    • 21 replies
    • 882 views

  13. Best strategy to raise score to attain morgage?

    By moving4ward,
    • 9 replies
    • 1.2k views

  14. Newbie Scum

    By chuckwagon,
    • 6 replies
    • 709 views

  15. Moxie

    By MOXI,
    • 0 replies
    • 499 views

  16. Arbitration - Credit litigation

    By Angelbaby,
    • 0 replies
    • 601 views

  17. 623 Dispute Method Step 1 (criticism requested) 1 2 3

    By jimmy1611,   
    • 63 replies
    • 10.5k views

  18. opening credit cards to improve credit score

    By talha,
    • 0 replies
    • 520 views

  19. No recent balances on my revolving account - does it impact the FICO score

    By talha,
    • 1 reply
    • 531 views

  20. FICO Score differences between credit reporting agency and lender

    By talha,
    • 2 replies
    • 504 views

  21. option to buy car with minimum impact to credit score

    By talha,
    • 1 reply
    • 354 views

  22. Best credit fix now that im making 6 figures?!

    By Budman5207,
    • 1 reply
    • 425 views

  23. Raising Credit Score? 1 2

    By Just Joe,
    • 25 replies
    • 1.7k views

  24. Comenity Bank altered my CRs and opened Credit Card without my permission

    By CuriousInSD,
    • 3 replies
    • 603 views

  25. Can I get single negative items removed - or must be the whole account?

    By Marcus777,
    • 3 replies
    • 584 views