Credit Repair

25,070 topics in this forum

1. Chase settlement offer - researching options and would appreciate guidance 1 2 3

   By bigmistake22, March 1, 2022
   • 52 replies
   • 2.1k views
   • 
   • Flyingifr
   • June 27, 2022

2. new car loan and refinancing

   By MEG302, June 8, 2022
   • 11 replies
   • 940 views
   • 
   • alwayswinning36
   • June 26, 2022

3. Care credit on my credit report

   By Jer.August, June 10, 2022
   • 3 replies
   • 807 views
   • 
   • Clydesmom
   • June 11, 2022

4. Care Credit - how to best maximize benefit?

   By bigmistake22, March 28, 2022
   • 7 replies
   • 1.2k views
   • 
   • Uncle Reggie
   • May 4, 2022

5. Clearing up three collections past SOL with Portfolio Recovery & Southwest Collection Service

   By Uncle Reggie, September 6, 2021
   • 15 replies
   • 1.8k views
   • 
   • Uncle Reggie
   • April 27, 2022

6. Charge off purchased by another lender. Now what?

   By bigmistake22, March 31, 2022
   • 6 replies
   • 1k views
   • 
   • BV80
   • April 11, 2022

7. Authorized user (AU) with Chase after charge off?

   By bigmistake22, April 7, 2022   

   • chase credit card
   • authorized user
   • (and 1 more)

     Tagged with:

     • chase credit card
     • authorized user
     • chargeoff
   • 3 replies
   • 884 views
   • 
   • BackFromTheDebt
   • April 9, 2022

8. Credit Collections Services - settled for less than full. Where to go from here?

   By bigmistake22, April 6, 2022
   • 3 replies
   • 986 views
   • 
   • Bulldoger
   • April 7, 2022

9. How do you know "which mountain to tackle" first? - Looking for guidance.

   By bigmistake22, April 1, 2022
   • 2 replies
   • 801 views
   • 
   • bigmistake22
   • April 2, 2022

10. Closed account. Not sure what is negative.

    By bigmistake22, March 30, 2022
    • 2 replies
    • 798 views
    • 
    • bigmistake22
    • March 31, 2022

11. paying Amex time barred debt

    By Benny123, October 17, 2020
    • 4 replies
    • 1.6k views
    • 
    • Bulldoger
    • March 25, 2022

12. Overwhelmed & confused -- trying to clean up credit so we can buy a house

    By lockgirl, March 14, 2022
    • 7 replies
    • 988 views
    • 
    • lockgirl
    • March 16, 2022

13. is it okay to dispute multiple items in one letter to a credit reporting agency?

    By lockgirl, March 16, 2022
    • 1 reply
    • 790 views
    • 
    • Clydesmom
    • March 16, 2022

14. Credit Bureau Fax Numbers

    By Determined1, March 14, 2022
    • 0 replies
    • 714 views
    • 
    • Determined1
    • March 14, 2022

15. They're not allowed to do this, are they? Multiple ghost payments and returned payments, and chargeoffs/returned chargeoffs in the middle

    By Varpu_ai, March 8, 2022
    • 8 replies
    • 750 views
    • 
    • Clydesmom
    • March 9, 2022

16. Mother opened CC in my name before she passed away and I now have 5 accounts under collection. What should I do? 1 2

    By sunjan, January 30, 2022
    • 28 replies
    • 1.3k views
    • 
    • shadow99
    • January 31, 2022

17. Pay old CO with OC, or leave it alone?

    By FUjdb, January 17, 2022
    • 1 reply
    • 483 views
    • 
    • BackFromTheDebt
    • January 17, 2022

18. Wrong name on report

    By Cp3, December 4, 2021
    • 0 replies
    • 701 views
    • 
    • Cp3
    • December 4, 2021

19. Should I pay or not (small charge off & small collection)

    By Zeljka411, April 21, 2021
    • 10 replies
    • 1.8k views
    • 
    • Clydesmom
    • November 27, 2021

20. Credit card reopened but no credit available

    By cinque8, October 10, 2020
    • 2 replies
    • 15.5k views
    • 
    • HenryParisi
    • November 25, 2021

21. Seeking help with my Credit

    By Gregory17, May 15, 2021
    • 2 replies
    • 1.3k views
    • 
    • HenryParisi
    • November 25, 2021

22. Paying off OC, then pushing back on JDB?

    By ryeknow, November 23, 2021
    • 1 reply
    • 573 views
    • 
    • BackFromTheDebt
    • November 23, 2021

23. Wells Fargo CC offered settlement of 40% and marked settled on credit report

    By jme, June 23, 2021
    • 13 replies
    • 1.5k views
    • 
    • BV80
    • November 23, 2021

24. Trying to raise credit score by about 25 points

    By WillingtoFight593, January 28, 2021
    • 3 replies
    • 1.4k views
    • 
    • LaneBlane
    • October 19, 2021

25. Need Advise... Removing a JDB Collection from Credit Reports

    By LaneBlane, September 26, 2021
    • 15 replies
    • 1k views
    • 
    • LaneBlane
    • October 6, 2021