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Showing content with the highest reputation on 03/06/2009 in all areas

  1. 1 point
    To answer your question. If you go apply for an auto loan today- the report/score they see is a snapshot of TODAY- it will include your balances as they were last reported by each tradeline you have. Keep in mind that utilization is only part of the score- past lates/chargeoffs etc. will be seen and will effect your scores.