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  1. In today’s world of personal finance, there’s a lot to navigate, and we have learned to do a lot of that navigating on our own. From debt settlements to bankruptcy, the plethora of information out on the internet about all things financial makes it pretty easy to question why anyone would even consider getting a […] The post Is Hiring a Financial Advisor Worth It? appeared first on Credit Info Center Blog. View the full article
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  2. If the account has been sold to a JDB, forget about paying Prosper. They are now out of the picture. But, if the Prosper account has an arbitration clause, that would be a huge help. Best info on arb is here:
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  3. Yes. Once they have an attorney, all contact with the plaintiff is through their attorney.
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  4. Update: went in to court today (I wanted to be absolutely sure, and I was already pumped to go in since last week: appropriate clothing ironed, tie out, docs and mentally prepared) and I didn’t see the case on the screens. Went to the courtroom and saw the cases listed in paper and mine had a big red line through it along with “dismissed.” Most of the other motions on the board were to set aside judgements. Thanks to @fisthardcheese and @Harry Seaward, who selflessly provided information AND inspiration, those judgments were not me. I am eternally grateful for you sharing your
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  5. This is astounding! When this thread started, I was certain they had obtained a default judgment. Once again, The Cheez comes through!
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  6. It is highly unlikely they would sue you again. I don't think I have ever seen it happen with Midland. When I file the JAMS case, again, I would send no filing fee in, and I would also include the judge's order granting the MTC to both JAMS and the attorney. Shortly after JAMS sends the confirmation of the case, I would contact the attorney and see if they are willing to settle for a mutual release. If you can get them to settle for a mutual release, that language should include the standard which "forever discharges" you of any liability to the account and debt. This agreement would
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