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Showing content with the highest reputation on 02/20/2021 in all areas

  1. "Legally required" - not sure what that means. If you don't tell the truth are you committing a crime? That depends upon the circumstances. For example, it is a Federal crime to lie on a mortgage application. See 18 U.S.C. ยง 1014. If you lie, and such lie does not rise to the level of a crime, but the other party relied upon your failure to tell the truth (your misrepresentation) then maybe you committed a civil fraud against that individual and can be sued by that individual. Bottom line - always tell the truth. If the question asks "have you filed bankruptcy within the past 8 years" and the truth is yes, then answer "yes". If the truth is no then answer "no". If the question is open-ended (no time frame) such as "have you ever filed bankruptcy", and you did many decades ago, the truthful answer is "yes". Des.
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