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Showing content with the highest reputation since 11/27/2020 in Posts

  1. My court case of course got pushed back because COVID hit. Finally in August of 2020 they held my case over zoom meeting along with 5 other people. When they finally got to me I assumed it was my case for the motion to compel Arbitration (which was granted). It was not my MTC it was a debt hearing case. The judge was pretty dumbfounded when I said that I had filed the motion to compel Arbitration and Midland and their lawyers know that and they are disregarding that motion and still trying to go ahead with the debt settlement. The Midland lawyer scrambled with their paperwork and said "ohhh ye
    4 points
  2. One year later: as an update, I did not file and serve a Memorandum of Costs (MC-010) to re-coup the money I lost. I was working so much that I chose to just move on and accept the nominal loss of money with the whole of the experience. I did, however, twice file a claim dispute with transunion after the case was dismissed. The first time was unsuccessful but the second dispute worked and the default was scrubbed from my credit score with the other credit agencies scrubbing it as well. I'm happy to say that I am feeling so much better (still out of debt and my credit score is n
    1 point
  3. Stop calling them and ESPECIALLY stop talking to anyone except the attorney listed on the lawsuit. Pay the $250 to JAMS as soon as you can. Wait for JAMS to send them their second notice and new deadline to pay, then resend your mutual dismissal email to the attorney ONLY. Again, talk to NO ONE ELSE.
    1 point
  4. Thank you for updating. It’s a help to future readers. As long as you’re satisfied with the outcome, we’re happy for you. OCs are much more difficult to defeat, and not everyone has the time or ability to do what is necessary to put up a good defense. In fact, considering that OCs can and will provide admissible evidence, we don’t always have a valid defense that will result in a ruling in our favor. I don’t blame you one bit for settling. Now, you can focus on other parts of your life that don’t involve this lawsuit. Other consumers who read your thread will understand th
    1 point
  5. End note- I ended up settling with OC. $150/month for 2 years. No problem. Straightforward. Case dismissed with the court without prejudice.
    1 point
  6. Well, first of all, I think a (mild) CONGRATULATIONS is in order! I'd give you the full congratz (🥳), but since you don't have anything in writing yet ... I'll hold off on that one for a few days 😁 Can't say I didn't see the dismissal coming, though. They had nothing and they know it. I had everything in signed and in writing and I STILL showed up to court. I didn't want to mess around because I kept on checking the status online and nothing was showing up. The day of the trial I went up to the main clerk's window and it showed that the dismissal had, in fact, been submitted b
    1 point
  7. You hit the nail right on the head here. It is the plaintiffs burden to prove, not yours. Your “due diligence” is to analyze what they provide, know that it is all hearsay, and PROPERLY OBJECT USING THE LAW to the fact that it is all hearsay. Remember, the business model for JDBs are a form of, “let’s hope they don’t know the law, and don’t know what they are doing. That way we can sneak a judgment or scare them into settlement.” It’s a numbers game. As soon as you start properly objecting using the law, they know they are sunk, because they don’t have anything. No
    1 point