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  1. With 3 million people applying for unemployment benefits in the past week, you can be sure many of these people are worried about how they are going to be able to pay their bills. As we all know, if you fail to make payments on loans, your credit score will be affected negatively. What can […] The post How to Avoid Having Your Credit Be Negatively Affected by Covid-19 appeared first on Credit Info Center Blog. View the full article
  2. Our world deals in credit. We pay for just about everything with cards rather than cash. When you pay for something with a card, that card is either linked to your bank account or to a credit account. A card linked to your bank account is called a debit card, while a card linked to […] The post What Does “Credit Repair” Mean? appeared first on Credit Info Center Blog. View the full article
  3. When you’re young, retirement seems like a stage of life that will never come. Because retirement seems so far off, many 20-somethings would rather spend their hard-earned cash in the present than stash it away in a retirement savings account. But life passes by quickly, as it always does, and by the time they hit […] The post 4 Ways to Save for Retirement appeared first on Credit Info Center Blog. View the full article
  4. If you’re ready to buy a home, you’ll need to do your homework on mortgage loans. There are a few basic types of loans, but you may qualify for other loans if you’re a veteran or have other special circumstances. Check out our guide below to learn more about each of the eight types of […] The post 8 Types of Mortgage Loans appeared first on Credit Info Center Blog. View the full article
  5. Errors are common on credit reports. In 2013, an FTC report found that one in four consumers had errors on their credit reports. How do errors occur on your credit report? There are a number of ways; the credit history of someone with a similar name can find its way on to your report, in […] The post How to Write a Credit Dispute Letter appeared first on Credit Info Center Blog. View the full article
  6. Having a bad credit score can impact other areas of your life besides getting a mortgage or a credit card. It can affect your insurance rates and your chances for employment. If your credit could use a boost, here are some ways to do it. Before You Start Before we get started, there are a […] The post 4 Ways to Fix Bad Credit on Your Own appeared first on Credit Info Center Blog. View the full article
  7. Making it through college is hard enough without having to deal with student loans and debt. Luckily, we live in a world where student loans are easy to apply for and easy to get. In part, this is a beautiful thing, because it enables people who otherwise wouldn’t be able to afford a higher educational […] The post 5 Things You Should Know Before Getting a Student Loan appeared first on Credit Info Center Blog. View the full article
  8. Very few people have enough liquid cash on hand to pay for a car or other vehicle in full. That’s why there are car loans. As with most loans, car loans come in enough variety and with enough options that you’ll have to make a decision about which fit is the best one for you. […] The post Pros and Cons of Auto Loans appeared first on Credit Info Center Blog. View the full article
  9. Your credit is worth a lot of money, and bad credit can really cost you. If you’ve had missteps in your credit history, you may wonder how to go about getting your credit back in shape. Before hiring a credit repair company like Lexington Law, you should take the time to do what you can […] The post How to Fix Your Credit in 5 Steps appeared first on Credit Info Center Blog. View the full article
  10. Most people know the conventional wisdom for keeping and maintaining your credit score at the maximum level: pay your bills on time and don’t max out your credit cards. However, there are a surprising number of things that can hurt your credit score and can make credit repair much more difficult. Here are the top […] The post 5 Things You Didn’t Know Could Hurt Your Credit Score appeared first on Credit Info Center Blog. View the full article
  11. Filing for bankruptcy is difficult. It’s not just the fact that you have to go through the hard process of recognizing and accepting that you’ve reached a hard point in life, but also that you have to figure out how to work your way out of a tough financial situation. That’s why it is crucially […] The post 10 Ways to Recover After Bankruptcy appeared first on Credit Info Center Blog. View the full article
  12. In today’s world of personal finance, there’s a lot to navigate, and we have learned to do a lot of that navigating on our own. From debt settlements to bankruptcy, the plethora of information out on the internet about all things financial makes it pretty easy to question why anyone would even consider getting a […] The post Is Hiring a Financial Advisor Worth It? appeared first on Credit Info Center Blog. View the full article
  13. If you ask any successful businessman about the one main thing that can make or break an organization, the answer you will most commonly receive is the finance or cash flow. Many businesses have gone to the ground because of their inability to ensure constant cash flow. Conversely, an organization that has been able to […] The post How to improve cash flow for a struggling business appeared first on Credit Info Center Blog. View the full article
  14. There are quite a few important factors that combine to help you get a mortgage rate for a house. The trick is to know what these factors are and how you can manipulate them or work them to your advantage, which in this case would mean getting the best home mortgage rate you can in […] The post How to Get the Best Home Mortgage Rate in 2019 appeared first on Credit Info Center Blog. View the full article
  15. Before credit cards existed, everything was done with cash or by barter. You can still exist today operating that same way, but unless you have a large amount of cash readily at hand, it’s likely you won’t be able to make substantial purchases without the aid of a good credit score. We’re going to address […] The post 5 Tips to Start Building Your Credit appeared first on Credit Info Center Blog. View the full article
  16. There are many reasons to get a personal loan: debt consolidation, home repairs, tuition costs or that item that you just have to have. A personal loan generally means that the loan is unsecured loan and repaid over a fixed period of time. A personal loan is not typically more than $50,000 and is […] The post Personal Loans: 6 Tips that will help you pick the best loan for you appeared first on Credit Info Center Blog. View the full article
  17. Living paycheck to paycheck is not an optimal way to manage your finances. Doing so often pushes you into spending more money on financial products (because you’re desperate), and can cause stress in your life as you realize you are only 1 paycheck from personal financial disaster. However, if you are living paycheck to paycheck, […] The post How to Stop Living Paycheck to Paycheck appeared first on Credit Info Center Blog. View the full article
  18. In order to be successful in life, one needs to take care of his or her personal finance. This doesn’t mean you need to be rich, just at a comfortable place where money issues aren’t a constant source of stress. What is personal finance? Personal finance is such a generic and broad term these days […] The post How to Take Care of Your Personal Finance Needs. appeared first on Credit Info Center Blog. View the full article
  19. There are no two ways about it; raising your FICO credit score is hard. It can actually seem like an insurmountable task for the many unfortunate individuals saddled with a history of poor financial decisions. There’s no way to game the system. There are no fancy tricks that make the process easier. But there is […] The post 8 Actionable Tips on Raising Your FICO Credit Score appeared first on Credit Info Center Blog. View the full article
  20. Having a good credit score is not only crucial for making large purchases for things such as homes, vehicles, and high-end appliances, but it’s also necessary to obtain low-interest loans, employment at specific companies, and some residential renting approvals. Essentially, secured credit cards offer a way for individuals with unestablished or poor credit scores to […] The post A Guide to Rebuilding Bad Credit with Secured Credit Cards appeared first on Credit Info Center Blog. View the full article
  21. With the start of a new year comes a rash of resolutions. These promises to do better in the coming year are an annual rite of passage, but making those promises is far easier than keeping them. Everyone who has resolved to lose weight and get more exercise can sympathize with this situation, but promises […] The post 16 Simple Ways to Keep Your Financial Resolutions in the Coming Year appeared first on Credit Info Center Blog. View the full article
  22. Because of new law signed last May by President Trump, credit freezes are now free at all three credit bureaus. The freezes formerly cost $10 per bureau. Once a report is frozen, it must be thawed and credit “thaws” also used to cost $10 per bureau, making the cost of a credit freeze $60 for […] The post Credit Freezes Are Now Free appeared first on Credit Info Center Blog. View the full article
  23. If you’re feeling wary about taking on a mortgage right now, you’re not alone. As reported by HousingWire, nearly one-quarter of Americans think high prices make this is a bad time to buy a home. On the flip-side, Yahoo Finance has good news on the same front – experts expect home prices to soften this […] The post 4 Things You Can Do While Waiting to Buy a Home appeared first on Credit Info Center Blog. View the full article
  24. Debt is easy to get into and can be extremely difficult to get out of. Whether you have recently managed to pull yourself out of debt or are new to the wonderful world of budgeting and financial planning, here are several ways you can prevent getting into the debt trap: Avoid Using Credit Cards Owning […] The post 8 Practical Ways to Keep Yourself Out of Debt appeared first on Credit Info Center Blog. View the full article
  25. If credit repair cost has you thinking twice about the process, get ready to feel much better about it. When you repair your credit yourself, the expense is far more manageable than you might think. Though there are costs ranging from the price of postage to paying off debt, you do not need to pay for credit repair services or some other things associated with the process. Get the facts about expenses you can expect and ones you can avoid. The post Credit Repair Cost: What You Can Expect and What You Can Avoid appeared first on Credit Info Center Blog. View the full article