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Everything posted by admin

  1. Definitely not an email, you want to send them a written settlement offer. One that you send CMRR.
  2. @Ddjcplus4. Basically, they are saying over and over (I never knew there were so many ways to say that you didn't make your payments), if you fail to pay or default on this settlement agreement, they have the right to impose interest, penalties and lawyer's fees and directly go into a judgment without going into to court. If you like the settlement, I see nothing wrong with this stipulation agreement.
  3. It seems to me that it might not be a winning strategy if the amount of the lawsuit is truly $74K
  4. Probably not enough to hurt your chances of getting a mortgage. If you drop as much as 50 points, you're still in the very good range. But like the others suggested, play around with various scenarios on Credit Karma.
  5. @MhopefulSuing you on multiple debts in same suit. The ultimate in laziness.
  6. Did you request debt validation? Ask for any proof of the debt? Did you actually pay? Goodwill letter? Honestly, the amount of the debt is so small you may not have much leverage.
  7. I don't know the legal implications, but this seems highly irregular. I might consult with a legal firm. Doesn't sound very legal to me.
  8. @beerman109 Did they repo the car?
  9. @kcdawg 304Yes, I'd resend the letter.
  10. I'd say your next step is a debt validation letter and to pull your credit reports.
  11. You need to file a motion to compel.
  12. @HelpMeplsThe law firm that sent you the letter.
  13. @HelpMepls I'd send a copy of your documentation. Even the credit report.
  14. Most mortgage applications that I've seen only ask if you've had a bankruptcy in the past 7 years. So you wouldn't be lying.
  15. Yes, they do report positive credit to the credit bureaus.
  16. @strive4credit I have not heard this. The only opting out that I know of is when you opt out of letting the credit bureaus sell your information for "pre-approved" offers.
  17. @HelpMeplsDid you send in that last $400 by Feb 7? If so, do you have green card?
  18. You need to respond ASAP. There is a link on the main site entitled I've Been Sued. Check that out along with arbitration. https://www.creditinfocenter.com/legal/ive-been-sued.shtml
  19. admin

    MTC help

    @BugsyI suggest you file. Dismissed without prejudice means they can refile the suit.
  20. @thomaswolfgangIt 's not illegal to get an Equifax-1099-MISC. Do you know what debt they are talking about?
  21. @samlarThey are talking about motion to compel.
  22. @WillingtoFight593how much money do you have? When you settle, it depends on how you negotiate your credit rating. There is a right and wrong way.
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