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About ohnowwhat

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  1. In 2013 I was sued by Cavalry from an HSBC card I had no idea about from 2008. Only reason I even found out was I got junk mail from an attorney saying we noticed you where being sued here is our info if you need help. I was crazy confused. The week before DH left for a year long deployment the day he left, that night my father died. Basket case I was and had never had any legal issues before. I did hire an attorney and the case was dismissed with prejudice also stating a release on all liability for account. OK well I was ok with this but not understanding it completely however I had other is
  2. In March of 2013 I had received a letter from Midland MCM for an alleged debt. I in turn sent a certified debt validation letter to said company. A few days later I got a letter back from MCM stating that based on the information they would remove all MCM activity from all three major credit reporting agencies. Also they Never provided any debt validation. I looked at my report and they looked at my report in December of 2013 for "collection" reasons. I am wondering how they can still do that after the letter they sent me and also not giving me debt validation as well per the 30 days on my let
  3. Yeah just email it to me when Cavalry signs it so I can have a copy.
  4. Yes I retained Mr. Barnette for my Calvary case (that came from know where without warning) I did not have a clue I was going to be sued . I never even got served the papers because a lawyer in TN had sent me a letter saying my name was on public record to be sued and they could help. So I called the county clerk that Monday and sure enough I was. I just signed the agreement to dismiss yesterday with them. Meanwhile I got a letter last week from Midland with settlement offers, I am not real sure what they are even trying to collect from me yet. I sent them a certified debt validation letter.B
  5. Yeah that's a good one, however I have read these people can get down to business and make you fight back pretty hard. I have read a few threads , well many about them and its a gamble in mo. I think everything is subject on who Midland chooses in said state/county to represent them. All I can say is when one comes they all come. So with that the alleged debts I have I will be in court or sending letters for a bit. I noticed on my report a collections from DS waters in CA. They gave my alleged account to a collections after I had enough of their shady billing practice, changing the fee every
  6. I can sleep better now and thanks for this web site I would have been lost without it.
  7. Thank you Mr.Barnette for helping me with my case! R
  8. UPDATE--- The matter has been dismissed w/ prejudice. (happy dance) now on to Midland.
  9. Like the sample validation letter in the link you sent me.
  10. I sent Midland a debt verification letter today certified mail..crossing fingers I never hear back.