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Meanjean's Achievements

CIC Member

CIC Member (4/6)



  1. This is certainly the best site I've ever found. Everyone here is so kind and helpful. I'm learning so much. I am busy reading everything you guys have provided me. I'll be back next week. Thank you all so much.
  2. This site was recommended by someone who was helped with foreclosure issues. I'm going to see if they can help with my BK7 consideration. This is NOT a debt consolidation site. http://www.lenderassistancenetwork.com/1.html Good luck to all of us!
  3. Sorry, I screwed up. The CA is SRA ASSOC. Anyone ever dealt with them? I've seen some flack about them.
  4. Thanks a million for this, I'll check it out immediately.
  5. Very interesting; I checked your 3 posts, do you mean setting up a trust and moving my income into it? How easy would it be to access my money for bills and stuff? Would a trust acct accept Direct Deposit as my paycheck is done now in my bank acct?
  6. It's called common law marriage and is not recognized in California. You can register as "domestic partner" but it does not give you the full array of rights a marriage does. No, we only dated, never lived together. He did ask me to marry him at one point, but after the trouble with the car started, it all fell apart. Glad it did:P
  7. That's a good point, however, he's an ex boyfriend, not husband so that doesn't apply. Frankly, as I'll state in my new thread, I've sent all the documentation to 3 different attys and they all turned down handling the case. I'm frankly afraid they'll sue and levy my bank and or wages. I want to see if I can sue them over the way they signed us up on the lease. I'll explain it more later.
  8. http://www.bills.com/statute-of-limitations-for-student-loans/ Here are some links to help you. http://www.expertlaw.com/forums/showthread.php?t=28614 How much do you owe? Do you have gov loans as well? Your best bet is to take care of this ASAP. Interest is still collecting and is only making it worse. They can lien your house and levy your bank.
  9. I may go this Prepaid Visa Reloadable card and close my checking account. Anyone every used one of these? It can't be levied. https://www.readydebit.com/prepaid/select.html?mid=139&pvid5=mmerollout&gclid=CIXd-ej8n7YCFQdU4AodPSEArA My paycheck can be direct deposited on it.
  10. Thank you so much, guys. I love it. BTW, is your plane available??? Hahhaa! I'm packed and ready. The problem is, even if I quit my job and go on SS, they can attached the bank account. God I hate this. My ex's house is in foreclosure and the auction is 4/5. I hope the b**stard rots in the street. I may Small Claims him anyway just to screw him over.
  11. Wow! Thanks for that link. I'll be all weekend reading it. I may start with the levy part first. Ugh!
  12. I just found these reviews of Sill & a$$. Y Reviews for Sill & Associates LLCNote: The reviews below are not factored into the business's overall star rating. Erica J. Merced, CA 8/17/2012 Be careful, they are more interested in your payment to them than in helping you with your finances. 0 friends 1 review J. l. D. Foresthill, CA 1/9/2012 Amazing company. I went in with $48,000.00 in credit card debt and paying $800.00 per month in payments. That was a year ago. Now, I am out of debt and saving $800.00 per month. The process was easy and very personal. Being in their office was like being with my family. I would highly recommend this company if you want to get out of debt safely. 0 friends 2 reviews Sacramento H. Sacramento, CA 12/29/2011 Should be called SCAM and ASSOCIATES. They charge you more than a credit card for interest . Who wants to go into debt further to get help with their debt. The owner can sell water to an eskimo. Be CAREFUL with these guys. LIES, LIES and more LIES.
  13. This is an excellent reply, Flyer. I love it. Very to the point. I will do so this weekend while not at work. It's tough not knowing which way these thugs will jump. I think at this point I'll go for 2 more months; if they're going to sue, they should do so before then. Citibank went after me after I fought them on tripling my monthly payments because I missed one. I stopped paying them and I honestly can't remember if they went through a CA or not, but I got sued in a couple of months. Instead of going the long JDB route, they may just sue right away. Thank you very much for this. I'll keep everything in mind.
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