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About Upinsmoke2010

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  1. Thank you. Very stressed out over this. Ill get the form.
  2. Upinsmoke2010


    I got sick and can't work. Mortgage got behind so instead of foreclosure the mortgage company offered me to surrender the house free and clear. They did not inform me of the repurcussions. I just got a tax form stating that on the 59,000 mortgage that they gave fair market value of 14,000. Now it shows I owe taxes on the rest. I am out of work with no help. I can't do anything but fret over this. I got all my debts to try to prove I was broke but if my bills owed at that time aren't enough then what happens? I couldn't afford the place and tried selling it but no luck. Now I have to pay for "forgiveness of debt" with money I don't have??