kcdawg 304

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  1. Prosper loan/webbank purchased by Cach llc managed by Resurgent Capital. Received a letter about a month ago from a lawyer regarding this debt, figured they were going to sue so i sent a validation letter back. Today received a letter from Resurgent saying they managed the debt for Cach llc and has initiated a review of the inquiry we recently received (which i assume to be my validation letter sent to lawyer). Then at bottom is the standard unless you notify this office within 30 days that you dispute blah blah blah. I already disputed the dang thing so what i need to do, send another one or what? I have the signed return receipt from the dispute i originally sent to lawyer. TIA
  2. kcdawg 304


  3. kcdawg 304

    Need help with answer to lawsuit

    Can't do a MTC yet, georgia magistrate court.How would you word it on the answer to summons? Should i just leave it like i have worded now with the without info and knowledge and just add what you said when i do the mtc?
  4. kcdawg 304

    Need help with answer to lawsuit

    I am invoking arbitration clause against Portfolio and was wondering just how to answer one of the complaints. It states all rights and title to defendants credit account were legally assigned to plaintiffs in writing. They provided me with the syryncony card agreement when they sued. I have denied all other complaints with defendant is without info or knowledge to form an opinion as to the truth of plaintiffs complaint and must deny. However i was thinking if i deny this complaint what's to stop them from using it to say well we wont use this credit card agreement then. So i'm kind of at a loss on it,,do i deny it or admit it maybe there is some way to get around it? Thanks
  5. kcdawg 304

    Help with summons and arb

    1. Who is the named plaintiff in the suit? Asset Acceptance LLC ASSIGNEE OF CIT BANK/DELL FINANCIAL SERVIICES 2. What is the name of the law firm handling the suit?FREDERICK J HANNA AND a$$ 3. How much are you being sued for?2059.99 & interest of 79.22 4. Who is the original creditor? DELL FINANCIAL 5. How do you know you are being sued? SUMMONS 6. How were you served? IN PERSON SHERIFF 7. Was the service legal as required by your state?YES Process Service Requirements by State - Summons Complaint 8. What was your correspondence (if any) with the people suing you before you think you were being sued?NONE 9. What state and county do you live in?GEORGIA 10. When is the last time you paid on this account? 2011 11. What is the SOL on the debt?6 YEARS Statute of Limitations on Debts 12. What is the status of your case? SUMMONS 13. Have you disputed the debt with the credit bureaus NO 14. Did you request debt validation before the suit was filed? NO 15. How long do you have to respond to the suit?30 DAYS 16. What evidence did they send with the sUMMONS? NONE 17 The complaints are:(1) Defendant resides in this county and is subject to jurisdiction ,gives my address (2) Defendant is indebted to plaintiff int the amount of 2,059.99 as prinicpal and 79.22 in interest, (3) Principal and interest are past due and defendant refuses to pay,Whereforee plantiff demands judgement against defendant in principal sum of 2.059.99,interest of 79.22 and court costs of 255.00. I need help with the answers and also want to mtc arbitration with the answers.This is due by Friday so i appreciate any and all responses.(Yes,i waited till last minute)