kcdawg 304

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  1. There has been no lawsuit filed. The verizon arbitration agreement states i have to give 30 day notice to file arbitration. I did so and received that letter from them. The purpose was purely to get the debt dropped as i read someone else here had used that strategy and JC just deleted it and went away. I am prepared to follow up my threat with actual filing of arbitration if i have to but was wondering if i needed to send them a copy of letter i already sent before i proceed? Thanks
  2. Debt of about 9600 from credit card. About 4 years old haven't been sued yet. I know the sol is another year but i need to buy a house so i need it dealt with. They offered me around 2000 settlement but that been over 3 years ago haven't heard from them since. I want to make a deal but i am concerned if i call them and can't come to a settlement that i can live with that i will awaken them to filing a lawsuit. Advice appreciated,thanks
  3. I sent the 30 day notice of intent to arbitrate to JC and received a letter in response stating they had received my dispute and was unable to resolve my request due to needing documentation. They need SSN, account number ,description of error and why i believe there is an error, dollar amount in question, date of suspected error and copy of credit report with trade line. Now keep in mind at the top of this response they have under account summary they have verizon followed by account number,JCS reference number and amount of debt. Sound like BS to me.What do i need to do next in response to
  4. discourage future lawsuits? Do jdb's have a database of some sort that they can look up the history of a debtor and see that debtor is not going to just not answer the summons and actually fight? I mean i been sued about 3 times in the last year or two and have answered the summons with arb and the jdb has dismissed the case before court every time.Just seems to me as some point they would realize why waste a filing fee but idk.
  5. Prosper loan/webbank purchased by Cach llc managed by Resurgent Capital. Received a letter about a month ago from a lawyer regarding this debt, figured they were going to sue so i sent a validation letter back. Today received a letter from Resurgent saying they managed the debt for Cach llc and has initiated a review of the inquiry we recently received (which i assume to be my validation letter sent to lawyer). Then at bottom is the standard unless you notify this office within 30 days that you dispute blah blah blah. I already disputed the dang thing so what i need to do, send another one
  6. Can't do a MTC yet, georgia magistrate court.How would you word it on the answer to summons? Should i just leave it like i have worded now with the without info and knowledge and just add what you said when i do the mtc?
  7. I am invoking arbitration clause against Portfolio and was wondering just how to answer one of the complaints. It states all rights and title to defendants credit account were legally assigned to plaintiffs in writing. They provided me with the syryncony card agreement when they sued. I have denied all other complaints with defendant is without info or knowledge to form an opinion as to the truth of plaintiffs complaint and must deny. However i was thinking if i deny this complaint what's to stop them from using it to say well we wont use this credit card agreement then. So i'm kind of at a lo
  8. 1. Who is the named plaintiff in the suit? Asset Acceptance LLC ASSIGNEE OF CIT BANK/DELL FINANCIAL SERVIICES 2. What is the name of the law firm handling the suit?FREDERICK J HANNA AND a$$ 3. How much are you being sued for?2059.99 & interest of 79.22 4. Who is the original creditor? DELL FINANCIAL 5. How do you know you are being sued? SUMMONS 6. How were you served? IN PERSON SHERIFF 7. Was the service legal as required by your state?YES Process Service Requirements by State - Summons Complaint 8. What was your correspondence (if any) with the people suing you