cjayramone

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About cjayramone

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  1. This is where I got my agreement from http://www.cardmemberagreements.org/
  2. Linda, I have that exact same quote on my agreement. Also my agreement reads that it's a $50 filing fee as well
  3. Thank you everybody for your info and input. I really really appreciate it. These forums are a blessing
  4. You guys and gals are truly awesome. I've never been a forum where I get this much help and advice. I want to thank you all for your information.
  5. So if I go the court route, how many days will I have to go to court? I can't really afford to miss a bunch of days in a row
  6. To coltfan, I can't afford a lawyer at all. Would Jams be a better option for that case?
  7. I don't have the original agreement but I got a copy of it. How do I send an electionletter to hunt and henriques legally? A way so they don't try to screw me over with the summons
  8. Thank you Coltfan and Homeschool mom. One question I do have. I tend to get really nervous speaking in front of people, so I don't sound confident. Will that be a problem in the courtroom? Question for homeschool mom, could you provide me the links for threads if possible?
  9. Hello, I'm being sued by Hunt and Henriques for about 2,600. The original company was HSBC and the original debt was about 1,900. I have 30 days to report back to the court. Should I try to file for arbitrations through JAMS or is there another option that I should look into? The account will be about 4 years old next year. Any help will be most appreciated. I'm a newbie here.
  10. Its Portfolio recovery and they are being represented by Hunts and Henriques. I will go ahead and post in that other forum. Thanks for info, Im new here.
  11. Hello, Im being sued by Hunt and Henriques for about 2,600. The original company was HSBC, but the original debt was about 1,900. I have 30 days to report back to the court. Should I try to file for arbitration through JAMS or is there another approach I should go for? The account will be about 4 years old next year.