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About Liv

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  1. @willingtocope Thank you. Thank you. Thank you! I really appreciate you taking the time to help me with this.
  2. @willingtocope Thank you so much for your advice. I went ahead and called to pay but they don't process payments over the phone. I figured they didn't since they seem to be primarily electronic. I followed her instructions to pay through my ebay account and printed out documentation that it had been done. Now that everything is settled with eBay - should I do any type of follow up with the collection agency? I figure they are going to still think I owe them and may even throw this on my credit report. Should I write them a debt validation letter now? If they attempt to validate i
  3. Hello All I am seeking advice on the best way to handle this. I just received a letter from a collection agency that eBay has submitted my account to them for some unpaid seller fees. Long story short - I let time slip past me. I meant to address this and I put other things in priority and now I'm scrambling. This is my fault. I am on the road to rebuilding, my score is growing leaps and bounds and this collection is going to hurt. I haven't received notification from Credit Karma or Sesame that the account has been added to my report. I don't know about equifax, they may only report to
  4. Congratulations! It is liberating getting out of default status. I myself had to do a rehab payment plan so I could go back to school. Big grats on paying off your loans!