Hi all! Thanks for all the great information. I have studied this site for hours and hours and hours and now feel that I can take on JDB Midland. I was served by my local sheriff in Feb for a debt from 2007. No info was attached to the claim. I answered and was given a date for pre-trial. Also, when I mailed a copy to their lawyer, I included a DV. I showed up to the pre-trial and was seated with Midland attny. He showed me a piece of paper and said "So, we are here today to set up payment arrangement for you". I said I wasn't signing anything -- "I don't know who Midland is??