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About TexasRN

  • Birthday January 13

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  1. I have three credit cards that thankfully I was able to pay down to within 10% of limit lately. They have recently deducted the automatic payments so now they are below 0% and have a credit listed. My credit score has taken a hit because of this. Should I just use the sparingly to keep the debt above 0 each month and pay less than the minimum? I am at a loss because it seems the minimum on one card is $35 each month but it has a $500 limit so 10% is below $50. How in the world do I manage keeping it between $35 and $50. Feel like an idiot here... We are trying to purchase a home and I have been able to raise my score from 607 to 640 in 3 months... Thank you for your help!
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